Airwallex Embedded Finance vs Paynetics Card Issuing
Airwallex Embedded Finance
airwallex.com
Paynetics Card Issuing
paynetics.digitalSide by side
| Figure | Airwallex Embedded Finance | Paynetics Card Issuing |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.5 (#18) | 7.9 (#9) |
| Headquarters | Singapore | Sofia, Bulgaria |
| Use cases | The listed embedded finance use cases are Global Treasury, Banking as a Service, and Payments for Platforms. | Listed use cases include consumer convenience, online virtual cards, government disbursement, payroll incentives, remittances, children, digital assets, freelancers and gaming. |
Plans
In their own words
Airwallex Embedded Finance
Airwallex Embedded Finance has no write-up on Specifiction yet; its figures are above.
Paynetics Card Issuing
Paynetics Card Issuing provides configurable card programs for businesses and their partners. Its range includes physical, virtual, digitized prepaid, debit, credit, and business cards from Visa and Mastercard. Partners can customize card designs and configure rules, limits, controls, hierarchies, products, and pricing levels. Cards can be linked to dedicated IBAN accounts or integrated into an eWallet. The API platform supports digital onboarding and data exchange for compliance, risk analysis, and monitoring; its integration channel includes a REST API for accounts, issuing, transfers, and onboarding, plus a partner portal. Developer resources include APIs, SDKs, sandbox tools, and live operational status. Paynetics supports Apple Pay on iOS and an Android tokenisation solution based on Mastercard’s MDES protocol. A PCI-compliant SDK supports secure card-data display without partners storing or processing sensitive details. Physical card orders require at least 1,000 units, and manufacturing typically takes around two months. Pricing is on request.