Airwallex Payments vs Midtrans
Airwallex Payments
airwallex.com
Midtrans
midtrans.comSide by side
| Figure | Airwallex Payments | Midtrans |
|---|---|---|
| Price from | $12/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 8 |
| Spec score · Payment Processing Software | 9.4 (#2) | 9.0 (#5) |
| Company legal name | Crunchbase lists the legal name as Airwallex Limited. | Crunchbase identifies the operating legal name as PT Midtrans. |
| Founded | 2015 | 2012 |
| Headquarters | Singapore and San Francisco | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia |
| Integrations | Airwallex-maintained payment plugins are available for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. |
| Payment methods | Airwallex says Payments supports Visa and Mastercard plus more than 160 local methods such as Alipay, iDEAL and GrabPay. | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. |
| Purpose | Airwallex Payments lets businesses accept global shopper payments and settle, convert, and manage funds through its financial platform. | Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, over-the-counter payments, and other methods. |
| Rating on Google Play | 3.9 out of 5 from 1.26K reviews. | GoPay Merchant, the related GoTo merchant app referenced by Midtrans privacy materials, is rated 4.7 out of 5 from 82.6K reviews. |
| Security | Airwallex’s Trust Center lists PCI DSS, SOC 1, SOC 2, Visa Service Provider, and ISO/IEC 27001 among its compliance areas, and lists PCI DSS Level 1 certification documents. | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. |
| Support | The pricing page lists help centre articles, FAQs, and email support across the displayed plans; Accelerate also lists a dedicated account manager and onboarding support. | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. |
| What it does | Airwallex Payments lets businesses collect shopper payments globally and connect acceptance with multi-currency settlement, conversion and financial management. | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. |
Plans
Airwallex Payments
- ExploreFree
- ExploreFree
- Grow$12 a month
- AcceleratePriced on request
- Domestic card acceptancePrice not published
- International card acceptancePrice not published
- Local payment methodsPrice not published
- Subscription managementPrice not published
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
In their own words
Airwallex Payments
Airwallex Payments helps businesses accept international payments and settle, convert, and manage funds through its financial platform. Merchants can take cards and more than 160 local payment methods, although availability depends on the merchant entity’s location. Checkout choices include hosted pages, embedded components, payment links, eCommerce plugins, and the Payments API; dedicated iOS and Android SDKs support app checkout. Like-for-like settlement can put funds in the currency charged into an Airwallex Wallet. Payment acceptance tools include smart routing, automatic retries, message optimization, and 3D Secure logic. Real-time fraud evaluation, configurable risk rules, and dispute management are available through the web app or API. Maintained plugins are listed for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. Explore is free per user/month; Grow is $12 per user/month plus a team-size-based platform fee. Processing fees apply to both, including 2.8% + $0.30 for domestic cards and 4.30% + $0.30 for international cards.
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.