Airwallex Payments vs MobilePay

Airwallex Payments helps businesses accept international payments and settle, convert, and manage funds through its financial platform. Merchants can take cards and more than 160 local payment methods, although availability depends on the merchant entity’s location. Checkout choices include hosted pages, embedded components, payment links, eCommerce plugins, and the Payments API; dedicated iOS and Android SDKs support app checkout. Like-for-like settlement can put funds in the currency charged into an Airwallex Wallet. Payment acceptance tools include smart routing, automatic retries, message optimization, and 3D Secure logic. Real-time fraud evaluation, configurable risk rules, and dispute management are available through the web app or API. Maintained plugins are listed for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. Explore is free per user/month; Grow is $12 per user/month plus a team-size-based platform fee. Processing fees apply to both, including 2.8% + $0.30 for domestic cards and 4.30% + $0.30 for international cards.

MobilePay is a free Android and iOS app for sending and requesting money, splitting expenses, paying businesses, and collecting shared funds. Transfers can use a recipient’s phone number or QR code and are described as immediate. Groups can divide expenses, while a Box keeps shared collections separate from personal funds. After two people exchange money for the first time, the app creates a chat summarizing transfers, requests, and messages. Users can pay businesses online and in stores. The Get paid service lets merchants accept MobilePay, Visa, and Mastercard payments on a phone, send payment links, and invoice customers without extra equipment or a separate app. New-device login requires MitID and an SMS code. Each payment or transfer needs a code or Face ID confirmation. MobilePay operates on one device at a time and lets users block contacts. Private business payments have no charge, but some fees apply; Get paid bills 0.99% of transaction value and has no monthly subscription price.