Airwallex Payments vs Profituity
Airwallex Payments
airwallex.comProfituity
profituity.comSide by side
| Figure | Airwallex Payments | Profituity |
|---|---|---|
| Price from | $12/mo | $10/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 8 | 3 |
| Spec score · Payment Processing Software | 9.4 (#2) | 7.3 (#45) |
| Founded | 2015 | Profituity says it started in 2012. |
| Headquarters | Singapore and San Francisco | Wexford, Pennsylvania, United States |
| Integrations | Airwallex-maintained payment plugins are available for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. | Profituity offers built-in ACH integration with RTO Pro using a site key issued after approval. |
| Support | The pricing page lists help centre articles, FAQs, and email support across the displayed plans; Accelerate also lists a dedicated account manager and onboarding support. | Profituity says its team typically responds to inquiries within one business day. |
| What it does | Airwallex Payments lets businesses collect shopper payments globally and connect acceptance with multi-currency settlement, conversion and financial management. | Profituity provides ACH payment processing, compliance, and audit-readiness services on one platform. |
Plans
Airwallex Payments
- ExploreFree
- ExploreFree
- Grow$12 a month
- AcceleratePriced on request
- Domestic card acceptancePrice not published
- International card acceptancePrice not published
- Local payment methodsPrice not published
- Subscription managementPrice not published
Profituity
- RTO Pro ACH integration$10 a month
- RTO Pro transaction feePriced on request
- RTO Pro ACH processing$10 a month
In their own words
Airwallex Payments
Airwallex Payments helps businesses accept international payments and settle, convert, and manage funds through its financial platform. Merchants can take cards and more than 160 local payment methods, although availability depends on the merchant entity’s location. Checkout choices include hosted pages, embedded components, payment links, eCommerce plugins, and the Payments API; dedicated iOS and Android SDKs support app checkout. Like-for-like settlement can put funds in the currency charged into an Airwallex Wallet. Payment acceptance tools include smart routing, automatic retries, message optimization, and 3D Secure logic. Real-time fraud evaluation, configurable risk rules, and dispute management are available through the web app or API. Maintained plugins are listed for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. Explore is free per user/month; Grow is $12 per user/month plus a team-size-based platform fee. Processing fees apply to both, including 2.8% + $0.30 for domestic cards and 4.30% + $0.30 for international cards.
Profituity
Profituity provides ACH payment processing, compliance, and audit-readiness services for merchants, ISVs, merchant service providers, financial institutions, and third-party processors. Profituity Cloud shows real-time ACH program status and updates with Nacha rule changes. The company says documentation is generated continuously during normal operations for exam readiness, and describes itself as a Nacha Preferred Partner and SOC 2 Type II certified ACH processor. The Platform Portal includes Dashboard, Audit+, Compliance+, Configuration, CRM, Onboard+, Payments, Processing, Recovery, Risk, and Sales modules. Its API exposes nearly all website features for customer applications, with sandbox credentials for testing; HTTPS is required to protect credentials and tokens. Supported capabilities include recurring ACH payments, ACH credits, same-day ACH, and webhooks. Built-in RTO Pro integration requires approval and a site key. The RTO Pro ACH integration plan costs $10 a month, plus 25¢ per transaction, $1.95 per return, and $15 per unauthorized return.