Airwallex Payments vs Worldpay 360 Hospitality

Airwallex Payments helps businesses accept international payments and settle, convert, and manage funds through its financial platform. Merchants can take cards and more than 160 local payment methods, although availability depends on the merchant entity’s location. Checkout choices include hosted pages, embedded components, payment links, eCommerce plugins, and the Payments API; dedicated iOS and Android SDKs support app checkout. Like-for-like settlement can put funds in the currency charged into an Airwallex Wallet. Payment acceptance tools include smart routing, automatic retries, message optimization, and 3D Secure logic. Real-time fraud evaluation, configurable risk rules, and dispute management are available through the web app or API. Maintained plugins are listed for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. Explore is free per user/month; Grow is $12 per user/month plus a team-size-based platform fee. Processing fees apply to both, including 2.8% + $0.30 for domestic cards and 4.30% + $0.30 for international cards.

Worldpay 360 Hospitality is a point-of-sale system that combines hospitality business management and payments. It supports product modifiers, table management, course firing, and promotions, while customers can pay or split bills at the table. Real-time reporting covers sales, staff performance, and customer preferences. The system tracks stock and ingredients and supports loyalty programs and gift cards, including their usage and balances. Magic AI Menu can create a product catalogue from a menu photo, while the Import Wizard accepts Excel files with thousands of items. Lite costs £49 a month, Standard £74 a month, and Pro £89 a month; each plan has an 18-month contract and transaction fees apply. Hardware is included in the monthly rental cost. Typical Visa and Mastercard rates start at 0.468% plus 2.5p per debit transaction, 0.914% plus 2.5p per credit transaction, and 2.003% plus 2.5p per commercial card transaction; other card types may have different fees. The system is available on web, Android, and iOS. Worldpay describes it for UK hospitality businesses of all sizes.