Amatyx vs IXOPAY

Amatyx is a payment-orchestration platform that links businesses to payment providers through one integration. Its gateway connects multiple acquirers and accepts cards, wallets, local methods and crypto. Smart Routing and Cascading chooses routes using card type, country, currency, amount, risk score, merchant rules and provider health, then can retry eligible failures through another provider. Checkout can use a direct API, hosted payment page or embedded form, while payment links provide one-time or reusable URLs. Online Checkout supports more than 30 currencies where configured routes and providers allow them. Finance tools generate settlement statements, match transactions, manage exceptions and track reserves; payout networks listed are SEPA, SWIFT and Faster Payments. The Merchant Portal covers monitoring, roles, permissions, API keys and webhooks. Security listings include PCI DSS Level 1, 3DS2, ISO 27001, GDPR compliance and AML readiness. Pricing is on request. Amatyx states it is not a bank and does not hold or settle client funds.

IXOPAY provides payment orchestration, tokenization, and payments intelligence for merchants and fintechs. One API integration connects to more than 200 payment providers and 300 payment methods. Adapters connect to acquirers, processors, gateways, and third-party tools such as CRM, ERP, and SMTP services. Supported payment channels include online, mobile, point-of-sale, hosted payment pages, and server-to-server. Smart transaction routing and strategic retries are intended to improve conversion and recover declined payments. The platform automates reconciliation and reporting, with shareable insights for finance, product, and operations teams. Universal Tokens use a common format across multiple payment service providers. IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and orchestration platforms and states that it complies with GDPR. It also offers a white-label solution for ISOs, PSPs, banks, ISVs, and payment facilitators. The Developer Hub provides guides, recipes, an API explorer and reference, and operating guides. The cloud platform supports Android, iOS, web, and API access. A sandbox is available at no cost for evaluating tokenization. Plans start at $1,000 a month; full pricing requires contacting IXOPAY.