Amatyx vs ZenPays
Amatyx
amatyx.comZenPays
zenpays.comSide by side
| Figure | Amatyx | ZenPays |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 0 |
| Spec score · Payment Orchestration Platforms | 7.6 (#10) | 6.6 (#25) |
| Integrations | The site offers direct API, hosted payment page, and embedded checkout integration options, with REST API and webhooks. | ZenPays advertises 527+ integrated payment methods and providers in its connector directory. |
| Intended users | The site lists forex, e-commerce, online gambling, iGaming, marketplaces, financial services, and MSP/ISO businesses as industries it serves. | The homepage names marketplaces, SaaS, travel, gaming, forex, digital goods, cross-border merchants, and crypto-native businesses as target segments. |
| Product | Amatyx is a payment orchestration platform connecting businesses to payment providers through one integration. | ZenPays describes itself as a payment orchestration platform for authorization, capture, refunds, payouts, disputes, and settlement across fiat and stablecoin rails. |
| Routing | Smart Routing & Cascading routes transactions using provider performance and configured rules, and can retry eligible declines through another acquirer. | Its routing engine uses rules and machine learning to optimize for cost, approval, and speed, with cascading retries for soft declines. |
| Security | The site states PCI DSS Level 1, 3DS2, ISO 27001, and GDPR compliance, and says card data is tokenised end-to-end and never touches merchants’ servers. | The security page lists AES-256 encryption at rest, TLS 1.3 in transit, tokenization, audit trails, role-based access, and SSO support. |
| Settlement | The settlement engine can generate statements using configurable pricing, fee structures, FX rules and payout schedules. | The platform offers fiat and stablecoin settlement options, payout orchestration, treasury views, and automated reconciliation. |
| Support | The contact page says the team usually responds within one business day. | The site offers demo requests and links to contact its security team, but does not state a support response time or support hours on those pages. |
In their own words
Amatyx
Amatyx is a payment-orchestration platform that links businesses to payment providers through one integration. Its gateway connects multiple acquirers and accepts cards, wallets, local methods and crypto. Smart Routing and Cascading chooses routes using card type, country, currency, amount, risk score, merchant rules and provider health, then can retry eligible failures through another provider. Checkout can use a direct API, hosted payment page or embedded form, while payment links provide one-time or reusable URLs. Online Checkout supports more than 30 currencies where configured routes and providers allow them. Finance tools generate settlement statements, match transactions, manage exceptions and track reserves; payout networks listed are SEPA, SWIFT and Faster Payments. The Merchant Portal covers monitoring, roles, permissions, API keys and webhooks. Security listings include PCI DSS Level 1, 3DS2, ISO 27001, GDPR compliance and AML readiness. Pricing is on request. Amatyx states it is not a bank and does not hold or settle client funds.
ZenPays
ZenPays is a payment orchestration platform for businesses using fiat and stablecoin rails. It covers authorization, capture, refunds, payouts, disputes, and settlement, and says it connects more than 300 providers across more than 155 countries. Routing policies can weigh cost, speed, geography, and success rate, with cascading retries for soft declines. Payment features include payment intents, 3DS orchestration, tokenization, payment links, invoicing, multi-currency support, and recurring payments. Risk controls include AI scoring, device and IP intelligence, velocity controls, chargeback attribution, manual-review triggers, and reason codes. Settlement tools include payouts, refunds, reconciliation exports, multi-currency treasury, automated fund sweeping, and stablecoin settlement. Developers get one REST API with provider abstraction, webhooks, idempotency keys, and a sandbox for simulating declines and 3DS flows. Security features include AES-256 encryption at rest, TLS 1.3 in transit, tokenization, audit trails, role-based access, and SSO support. Pricing is disclosed in merchant agreements and requires a demo or coverage discussion.