Apache Fineract vs Lenviq
Apache Fineract
fineract.apache.orgLenviq
lenviq.inSide by side
| Figure | Apache Fineract | Lenviq |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| Android | — | Yes |
| API | Yes | — |
| Self-hosted | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Loan Management Software | 9.0 (#1) | 7.4 (#16) |
| Accounting | Fineract provides integrated real-time accounting and general-ledger capabilities. | Loan events generate double-entry vouchers, with GST and TDS tracking, trial balance, profit and loss, and balance sheet statements. |
| Founded | 2004 | 2018 |
| Integrations | Documentation describes configurable Kafka support for remote job execution and external events, and provides a Keycloak example for OAuth testing. | The security page names bureau, eNACH, eSign and CKYC as external integrations whose credentials can be configured and encrypted at rest. |
Plans
In their own words
Apache Fineract
Apache Fineract is open source financial services software for building a cloud-ready core banking system, including services for unbanked and underbanked people. It manages client data, loan and savings portfolios, real-time accounting, and reporting. Financial products, KYC documentation, business rules, workflows, repayment recognition, and portfolio tracking are configurable. Fineract 1.x is headless and provides open APIs for custom interfaces and extensions; deployment options include cloud and on-premise, and third-party mobile solutions can use its headless design. Multi-tenancy separates institution data by database or schema. Documentation describes HTTP Basic or OAuth authentication as mutually exclusive options, optional two-factor authentication, fine-grained API permissions, and maker-checker workflows for state-changing operations. The project lists Fineract 1.15.0 as its current stable release and provides binary and source distributions with verification files. Apache Fineract costs nothing under the Apache License, Version 2.0. Production security configuration and ongoing maintenance remain the hosting organization’s responsibility.