Apirone vs B2BINPAY

Apirone provides businesses with fully on-chain cryptocurrency payment processing through web tools and an API. Each account uses dedicated blockchain addresses to receive and store funds, allowing transactions to be tracked individually. The API supports multi-currency accounts, invoices, exchange rates, fee estimates, and HTTPS payment callbacks. Businesses can choose manual withdrawals, batch payouts, scheduled transfers, threshold withdrawals, or Instant Forwarding; a single batch payout can send to up to 100 recipients. Checkout options include a payment form, button, mini cart, donation widget, and plugins for WooCommerce, PrestaShop, and OpenCart. The integrations page lists Bitcoin, Litecoin, Ethereum, TRON, and stablecoins on TRC20, ERC20, and BEP20 networks. Apirone says payments settle directly on-chain and its infrastructure does not use third-party custodians. It does not work with fiat money, so businesses choose their own exchange-rate source and conversion approach. The percentage fee option charges 1% on outgoing transactions, plus network fees; incoming payments are credited in full.

B2BINPAY lets businesses send, receive, convert, and accept cryptocurrency payments online. Its payment service supports acceptance in 350+ currencies and combines payment processing with wallet as a service. Businesses can integrate through an API, use a hosted payment page or ecommerce plugin, or add a ready-made payment button to a website or app, including WordPress. Payment settings can be configured and tested in a sandbox without fees. The fee page lists immediate settlement for crypto and T+1 settlement for fiat. Listed safeguards include 2FA, address whitelists, user rights, wallet thresholds, blockchain risk scoring, third-party audits, and transaction screening for suspicious activity. Fees depend on incoming monthly volume and currency type; the listed Coins plan has incoming rates from 0.40% at $0–1 mln to 0.25% above $5 mln, with outgoing fees at 0.00%. Fiat deposits are accepted only through corporate bank wire. B2BINPAY is available on web and via API, with 24/7 customer service and API documentation listed for merchants.