Apirone vs NOWPayments

Apirone provides businesses with fully on-chain cryptocurrency payment processing through web tools and an API. Each account uses dedicated blockchain addresses to receive and store funds, allowing transactions to be tracked individually. The API supports multi-currency accounts, invoices, exchange rates, fee estimates, and HTTPS payment callbacks. Businesses can choose manual withdrawals, batch payouts, scheduled transfers, threshold withdrawals, or Instant Forwarding; a single batch payout can send to up to 100 recipients. Checkout options include a payment form, button, mini cart, donation widget, and plugins for WooCommerce, PrestaShop, and OpenCart. The integrations page lists Bitcoin, Litecoin, Ethereum, TRON, and stablecoins on TRC20, ERC20, and BEP20 networks. Apirone says payments settle directly on-chain and its infrastructure does not use third-party custodians. It does not work with fiat money, so businesses choose their own exchange-rate source and conversion approach. The percentage fee option charges 1% on outgoing transactions, plus network fees; incoming payments are credited in full.

NOWPayments lets businesses accept cryptocurrency payments on websites, online stores, and social media accounts. Its homepage says the gateway supports 350+ crypto coins and 75+ fiat coins. Payment options include invoices, subscriptions, buttons, donations, point of sale, widgets, plugins, and a white-label option. The API supports instant payment notifications and allows one order to be paid with multiple cryptocurrencies. Named ecommerce integrations include WooCommerce, WHMCS, Magento 2, OpenCart, Zen Cart, PrestaShop, and Ecwid. NOWPayments describes its service as non-custodial and says it does not hold or store customer funds. Received crypto can be converted automatically into a chosen cryptocurrency using ChangeNOW. Account security controls include two-factor authentication, role-based access, and withdrawal whitelisting. The company presents the service for businesses including ecommerce, gaming, SaaS, marketplaces, charities, payroll, and travel. It advertises 24/7 support. NOWPayments was founded in 2019 by the team behind ChangeNOW and identifies FD Transfers LLC as its operator. The listed standard payment processing plan is free; blockchain network fees are excluded, and enterprise pricing is available on request.