Aplazo vs Snapmint
Aplazo
aplazo.mxSnapmint
snapmintbusiness.comSide by side
| Figure | Aplazo | Snapmint |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Buy Now, Pay Later Platforms | 7.9 (#9) | 7.4 (#22) |
| Headquarters | Mexico City, Mexico | Mumbai, Maharashtra, India |
| Integrations | APLAZO says it offers integrations for popular e-commerce platforms and an API for developers. | Snapmint states it supports 50+ platforms, naming Shopify, Magento, WooCommerce, and custom APIs. |
| Intended customers | APLAZO describes its service as a way to pay over time without a credit card, and says registration does not require prior credit history. | Snapmint describes its business offering for D2C, e-commerce, and retail brands. |
| Merchant settlement | APLAZO says it assumes the collection risk and pays merchants the full sale amount immediately. | Snapmint says it settles the full payment to the merchant within two days, regardless of the shopper's selected tenure. |
| Support | The privacy notice lists [email protected] as a contact address. | Merchant enquiries are listed at [email protected], with hours Monday to Saturday, 10 AM–7 PM. |
Plans
In their own words
Aplazo
APLAZO lets people pay for purchases in participating online and physical stores across Mexico in installments without a credit card. Customers can use online checkout, scan a QR code in a physical store, or generate an in-app virtual card for a selected store and purchase amount. Depending on the store, account and purchase, schedules include 1, 3, 5, 8 or up to 12 biweekly installments. Eligible purchases over $5,000 MXN may qualify for monthly payments of 3, 6 or 12 months when APLAZO is offered directly by the merchant. Virtual-card purchases remain biweekly, and the card will not work at a different store. Before confirming, customers can review payment amounts, dates, total cost and applicable charges; early payments are available in the app. Registration requires identification, a selfie, a mobile number and personal details, but prior credit history is not required. Spending amounts and terms depend on the account and purchase. The service is listed as free and is available on Android, iOS, web and API. Merchants can use integrations, a developer API and a PrestaShop module.
Snapmint
Snapmint has no write-up on Specifiction yet; its figures are above.