Apliqo FPM vs Clive

Apliqo FPM is a financial performance management solution built on IBM Planning Analytics for budgeting, forecasting, reporting, and strategic planning. It supports driver-based revenue and cost plans, forecasting methods by account or segment, and combinations of top-down targets with bottom-up inputs. Finance teams can manage working budgets, rolling forecasts, snapshot versions, and side-by-side scenarios. An integrated model links profit and loss, balance sheet, and cash flow. Configurable workflows guide planning cycles while recording changes and segment status. Apliqo describes included financial models, KPI libraries, and planning templates, plus agentic AI for analysis, automated commentary, and no-code report building. Connectors and APIs are described for ERP, CRM, HRIS, data lakes, and warehouses. Hosting options include Apliqo Cloud, powered by AWS, and a custom enterprise stack; web and self-hosted use are listed. Regulatory support includes audit-ready reports and workflows for IFRS, GAAP, and other regulations. Pricing is available from sales on request.

Clive is an AI modeling system for FP&A teams to build financial models, reports, and views. Users can describe a model or report in plain language, then edit the modeling blocks assembled by its AI co-builder. Its engine is designed to return the same result for the same inputs. Teams can edit together in real time, comment, receive notifications, and review version history. Clive supports financial forecasting and scenario planning across dimensions such as segment, team, territory, account, industry, and region. It connects to ERP, HRIS, CRM, data, and BI systems, as well as Excel, Google Sheets, and CSV; the integrations page lists 50+ native connectors. Data can refresh on a schedule or on demand, with integration status monitoring. A public API and MCP access support querying live model data and performing supported actions from connected tools. Clive says customer data is encrypted, hosted in AWS facilities in the USA, and excluded from partner use including model training. The Free plan is a 1-week trial with monthly AI and compute credits; Starter is $224 a month billed annually.