Aquadratic vs FINBPM
Aquadratic
aquadratic.comFINBPM
finbpm.techSide by side
| Figure | Aquadratic | FINBPM |
|---|---|---|
| Price from | $19/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 3 |
| Spec score · Merchant of Record Software | 9.1 (#2) | 7.2 (#20) |
| Headquarters | Texas, United States | Gibraltar |
| Integrations | The platform names Stripe, PayPal, and NOWPayments for payment processing and provides webhooks and API keys for integrations. | The developer page describes a versioned API, hosted or embedded checkout, payment links, signed webhooks, and finance-friendly exports, but does not name third-party integrations. |
| Security | Aquadratic says payment data is handled primarily by processors and it does not store complete card numbers or other full sensitive payment credentials on its servers. | FINBPM says it uses least-privilege access, administrative MFA where available, encryption in transit, and encryption at rest where supported by its infrastructure and service providers. |
| Support | The services page promises email support with a stated response time of 24–48 business hours. | FINBPM says billing queries, refunds, and disputes are handled through agreed playbooks and service level agreements. |
Plans
Aquadratic
- Aquadratic platformFree
- AquaDrop StarterFree
- AquaDrop Pro$19 a month
- AquaDrop Scale$49 a month
In their own words
Aquadratic
Aquadratic is a merchant of record for selling digital products. It handles payment, product delivery, tax compliance, fraud protection, and payouts for independent creators, developers, and digital product suppliers. Sellers can provide a hosted checkout, an embeddable widget, or REST API access. After payment, the service can email license keys and digital products. Listed payment methods include cards through Stripe, PayPal, and cryptocurrency; named processing integrations are Stripe, PayPal, and NOWPayments. Aquadratic says it calculates, collects, and files sales tax and VAT worldwide, and manages disputes and chargebacks. The core platform has no monthly fee and costs nothing, billed at 7% per transaction; processor fees may apply. AquaDrop Starter is free, while AquaDrop Pro is $19 a month and AquaDrop Scale is $49 a month. Aquadratic says payment data is primarily handled by processors, and that it does not store complete card numbers. Its support response time is 24–48 business hours.