Aquadratic vs Xsolla

Aquadratic is a merchant of record for selling digital products. It handles payment, product delivery, tax compliance, fraud protection, and payouts for independent creators, developers, and digital product suppliers. Sellers can provide a hosted checkout, an embeddable widget, or REST API access. After payment, the service can email license keys and digital products. Listed payment methods include cards through Stripe, PayPal, and cryptocurrency; named processing integrations are Stripe, PayPal, and NOWPayments. Aquadratic says it calculates, collects, and files sales tax and VAT worldwide, and manages disputes and chargebacks. The core platform has no monthly fee and costs nothing, billed at 7% per transaction; processor fees may apply. AquaDrop Starter is free, while AquaDrop Pro is $19 a month and AquaDrop Scale is $49 a month. Aquadratic says payment data is primarily handled by processors, and that it does not store complete card numbers. Its support response time is 24–48 business hours.

Xsolla provides tools and services for video game businesses to sell, monetize, distribute, and grow games. It serves developers, publishers, creators, resellers, payment providers, and advertisers. Its merchant of record offering covers 200+ countries and regions, 1,000+ payment methods, and 130+ currencies. Web Shop combines direct-to-player sales with payments, LiveOps, analytics, and first-party player data; merchants can offer in-game items, currency packs, bundles, and subscriptions with regional pricing and restrictions. Xsolla SDK 3 lists iOS, Android, Unity, Epic Games Store, and standalone PC builds as targets, and describes a four-call purchase flow from authentication through finalization. Its SDK price is 5% per transaction, with no monthly fees or minimum volume; general pricing inquiries go through a contact form. Xsolla describes fraud screening using cross-game analytics, machine learning, transaction checks, and manual review. It says it is SOC and PCI DSS certified, encrypts sensitive data with TLS and PFS, and provides DDoS protection. The company was founded in 2005 and is based in Los Angeles.