Argent Virtual Terminal vs Authorize.net
Argent Virtual Terminal
argentpayments.com
Authorize.net
authorize.netSide by side
| Figure | Argent Virtual Terminal | Authorize.net |
|---|---|---|
| Price from | — | $25/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 3 |
| Spec score · Virtual Terminal Software | 7.3 (#16) | 8.2 (#5) |
| Integrations | Argent says it integrates with major e-commerce platforms and offers API tools for developers; it does not name specific platforms on its solutions overview. | Authorize.net provides an API with XML and JSON variants, and a certified network of technology and solution partners. |
| Security | The virtual terminal is described as PCI-compliant, with payment data encrypted immediately when entered. | The pricing page describes its gateway as secure and lists customizable fraud detection tools. |
| Support | Argent says virtual terminal users have a named account-team contact rather than a general support queue. | Merchant support is available 24x7, except major holidays, by phone, online chat, or support case. |
| What it does | Provides a browser-based portal to manually enter payments for phone orders, mail or email orders, and one-off invoices without a card reader. | Authorize.net helps businesses accept electronic and credit card payments in person, online, and over the phone. |
Plans
Authorize.net
- All-in-one$25 a month
- Gateway only$25 a month
- Gateway + eCheck$25 a month
In their own words
Argent Virtual Terminal
Argent Virtual Terminal has no write-up on Specifiction yet; its figures are above.
Authorize.net
Authorize.net helps businesses accept electronic and credit card payments online, in person and by phone. It supports major cards, Apple Pay, Google Pay, PayPal and eChecks, with channels for website checkout, mobile payments, in-person card readers, phone orders through Virtual Terminal and digital invoicing. Automated Recurring Billing supports subscriptions, retainers and payment plans. Customer Information Manager stores payment details for returning customers, while Advanced Fraud Detection Suite offers customizable rules to flag suspicious activity. The service lists web, iOS, Android and API platforms, XML and JSON API variants, and a certified network of technology and solution partners. Merchant support is available 24x7 except major holidays. Authorize.net says its processing is designed for small businesses and that it has worked with merchants and small businesses since 1996. There is no free plan. All listed plans cost $25 per month: All-in-one adds 2.9% + 30¢ per transaction; Gateway only adds 10¢ per transaction plus a 10¢ daily batch fee and requires an existing merchant account. Gateway + eCheck lists 0.75% for eCheck and 10¢ per card transaction plus a 10¢ daily batch fee; eCheck is available only to U.S.-based businesses.