Argent Virtual Terminal vs NMI
Argent Virtual Terminal
argentpayments.comNMI
nmi.comSide by side
| Figure | Argent Virtual Terminal | NMI |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| Linux | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 0 |
| Spec score · Virtual Terminal Software | 7.3 (#16) | 7.6 (#12) |
| Integrations | Argent says it integrates with major e-commerce platforms and offers API tools for developers; it does not name specific platforms on its solutions overview. | NMI lists integrations with more than 125 shopping carts and connections to more than 150 processors. |
| Pricing | Virtual terminal access is included with gateway setup; card-not-present rates apply, and some accounts may have a per-transaction fee disclosed upfront. | NMI directs pricing inquiries to its sales team; the pages reviewed do not state a standard public price. |
| Security | The virtual terminal is described as PCI-compliant, with payment data encrypted immediately when entered. | NMI says it has maintained PCI DSS Level 1 certification since 2005 and undergoes annual independent security assessments. |
| Support | Argent says virtual terminal users have a named account-team contact rather than a general support queue. | NMI provides a support portal for answers and support requests, with sales inquiries handled separately by its sales team. |
| What it does | Provides a browser-based portal to manually enter payments for phone orders, mail or email orders, and one-off invoices without a card reader. | NMI provides an embedded payments platform with payment gateway, merchant onboarding, underwriting, and management tools. |
Plans
In their own words
Argent Virtual Terminal
Argent Virtual Terminal has no write-up on Specifiction yet; its figures are above.
NMI
NMI provides an embedded payments platform for accepting and managing payments online, in stores, on mobile devices, and through self-service channels. Its gateway supports recurring billing, batch processing, webhooks, QR code payment links, transaction routing, and a virtual terminal. Checkout options include a customizable Payment Component, hosted payment pages, and a REST API. The Payment Component tokenizes payment details in the browser so sensitive data does not reach the integrator's servers. Supported methods include major card brands, Apple Pay, Google Pay, EMV, and contactless payments; currency availability beyond USD and CAD depends on the processor. NMI describes its customers as ISOs, software companies, and payment facilitators. Merchants generally work through a certified reseller or ISO that configures the gateway and handles the account. Partners can brand the gateway and portals, while Merchant Central combines CRM and underwriting tools for merchant onboarding and lifecycle management. Developer resources include web APIs, hosted pages, and SDKs for iOS, Android, Windows, and Linux. NMI says it has maintained PCI DSS Level 1 certification since 2005 and undergoes annual independent assessments. Pricing is available on request.