Argyle vs Konfir Employment Verification

Argyle provides income, employment, and asset verification using information consumers authorize it to obtain from payroll, bank, and document sources. Consumers can share current payroll and employment details, connect bank accounts to verify assets and income deposits, or upload paystubs and W-2s for processing. Doc VOI extracts income information and submits it to Freddie Mac’s AIM Check. The API offers standardized reports, granular datasets, real-time visibility, webhook alerts, and REST integration. Argyle names integrations for point-of-sale systems and mortgage loan origination systems, and is an authorized supplier for Fannie Mae’s Desktop Underwriter validation service and an approved provider for Freddie Mac AIM. The company says it covers about 90% of the U.S. workforce and returns more than 170 income data fields with supporting documents. Implementation can use the browser-based Argyle Console or a custom API integration. Argyle lists SOC 2 Type II, ISO 27001, RSA 4096 encryption, SHA-256 signing, and annual independent security audits. Pricing is on request.

Konfir Employment Verification provides employment and income verification and insights for organisations. It draws on Open Banking, Payroll, HMRC, and document processing through direct APIs, and can verify current and previous employment as far back as six years. Gap Insights help establish what candidates were doing between jobs. Its Employer Database checks for associations with reference fraud or other suspicious activity, and employment pattern insights support assessment of candidate honesty and integrity. Requests can be managed in the web-based Konsole, submitted individually or through bulk CSV upload, with pre-built reports returned. Organisations can embed the service in their own UX, use white-labelled journeys, or receive results through webhooks, PDF output, or Konsole. Pre-built integrations are listed for Tifo, Access Screening, and Referoo. Konfir says users typically take two to five minutes to share information, with data returned instantly afterward. Applicants complete verification for free without a Konfir account. The Basic plan costs £5.50 per successfully verified activity; Kore and Enterprise pricing is usage-based and not listed.