Argyle vs Moonworkers
Argyle
argyle.comMoonworkers
moonworkers.co.ukSide by side
| Figure | Argyle | Moonworkers |
|---|---|---|
| Price from | — | £6.49/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 4 |
| Spec score · Payroll APIs | 7.6 (#3) | 7.6 (#5) |
| API | The API provides standardized reports, granular datasets, real-time visibility, webhook alerts, and RESTful integration. | Moonworkers describes its developer offering as a REST API for integrating payroll and compliance functions with ERP or HR platforms. |
| Founded | 2018 | 2017 |
| Headquarters | New York City, New York, United States | London, England, UK |
| Integrations | Named POS integrations include nCino, Tidalwave, The BIG Point of Sale, Floify, Consumer Connect, LenderLogix, and TazWorks. | The company lists NEST, Smart Pension and The People's Pension, and says payroll journals can be exported to Sage, Xero, QuickBooks, IRIS and KashFlow. |
| Security | Argyle lists SOC 2 Type II certification, ISO 27001, RSA 4096 encryption, SHA-256 signing, and annual independent security audits. | Moonworkers says production systems and databases are hosted in Amsterdam, data is encrypted in transit and at rest, and customer accounts support MFA. |
| Support | Argyle lists [email protected] for help disconnecting accounts or other connection issues. | The company advertises UK-based support and invites users to contact it with questions or security concerns. |
Plans
Moonworkers
- Accountant Hub£1.69, paid once
- Payslip Generator£3.99, paid once
- Payroll Software£6.49 a month
- API & EnterprisePrice not published
In their own words
Argyle
Argyle provides income, employment, and asset verification using information consumers authorize it to obtain from payroll, bank, and document sources. Consumers can share current payroll and employment details, connect bank accounts to verify assets and income deposits, or upload paystubs and W-2s for processing. Doc VOI extracts income information and submits it to Freddie Mac’s AIM Check. The API offers standardized reports, granular datasets, real-time visibility, webhook alerts, and REST integration. Argyle names integrations for point-of-sale systems and mortgage loan origination systems, and is an authorized supplier for Fannie Mae’s Desktop Underwriter validation service and an approved provider for Freddie Mac AIM. The company says it covers about 90% of the U.S. workforce and returns more than 170 income data fields with supporting documents. Implementation can use the browser-based Argyle Console or a custom API integration. Argyle lists SOC 2 Type II, ISO 27001, RSA 4096 encryption, SHA-256 signing, and annual independent security audits. Pricing is on request.
Moonworkers
Moonworkers is a paid UK payroll platform available on the web and through an API. It provides payroll software, an instant payslip generator, an Accountant Hub, and a REST API for ERP or HR integrations. Payroll supports fixed and variable pay, multiple pay frequencies, statutory payments, National Insurance, and pension auto-enrolment calculations. Pay runs submit required RTI information to HMRC, including Full Payment Submissions and Employer Payment Summaries. Holiday pay uses the 52-week average earnings method and covers casual and zero-hours workers. The service creates HMRC-compliant PDF payslips and can deliver them automatically. Connections include NEST, Smart Pension, The People’s Pension, and journal exports to Sage, Xero, QuickBooks, IRIS, and KashFlow. Plans include £1.69 for Accountant Hub, £3.99 for Payslip Generator, and £6.49 a month billed per payslip for Payroll Software. Prices exclude VAT and UK-only limits apply.