Argyle vs MyEmployment

Argyle provides income, employment, and asset verification using information consumers authorize it to obtain from payroll, bank, and document sources. Consumers can share current payroll and employment details, connect bank accounts to verify assets and income deposits, or upload paystubs and W-2s for processing. Doc VOI extracts income information and submits it to Freddie Mac’s AIM Check. The API offers standardized reports, granular datasets, real-time visibility, webhook alerts, and REST integration. Argyle names integrations for point-of-sale systems and mortgage loan origination systems, and is an authorized supplier for Fannie Mae’s Desktop Underwriter validation service and an approved provider for Freddie Mac AIM. The company says it covers about 90% of the U.S. workforce and returns more than 170 income data fields with supporting documents. Implementation can use the browser-based Argyle Console or a custom API integration. Argyle lists SOC 2 Type II, ISO 27001, RSA 4096 encryption, SHA-256 signing, and annual independent security audits. Pricing is on request.

MyEmployment provides employment and income verification while giving employees visibility and control over requests to access their data. Employees can get an alert when a request arrives, approve or deny it, set general preferences, or freeze access to their report. The service covers current and former employees, including people who left an employer years ago. For employers, it handles incoming verification requests and can verify new hires. MyEmployment says it connects with more than 60 payroll and HRIS platforms, including ADP, Paychex, Gusto, Workday, and UKG; verifiers can connect through a REST API. The company says it is SOC 2 certified and complies with the FCRA and major state privacy regulations. It describes encryption, verifier credentialing, permissible-purpose checks, and request monitoring and audits. Employee and employer services are free. Standard verification costs $59, paid once, paid by the verifier. The listed platforms are Android, iOS, web, and API.