Argyle vs Payscore
Argyle
argyle.comPayscore
payscore.comSide by side
| Figure | Argyle | Payscore |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 2 |
| Spec score · Employment Verification Software | 7.6 (#10) | 7.1 (#18) |
| Coverage | Argyle says it covers approximately 90% of the U.S. workforce, including W-2 employees, self-employed people, federal workers, and gig workers. | Payscore reports support for more than 20,000 banks and 99% overall coverage in North America. |
| Founded | 2018 | Payscore, formerly The Closing Docs, was founded in October 2017 by Stephen Arifin and Mark Fiebig. |
| Headquarters | New York City, New York, United States | Seattle, Washington, United States |
| Integrations | Named POS integrations include nCino, Tidalwave, The BIG Point of Sale, Floify, Consumer Connect, LenderLogix, and TazWorks. | Payscore lists native integrations with Yardi, RealPage, Entrata, Resman, Rent Manager, Rentvine, and TazWorks. |
| Security | Argyle lists SOC 2 Type II certification, ISO 27001, RSA 4096 encryption, SHA-256 signing, and annual independent security audits. | Payscore states that it uses 256-bit encryption, does not store applicant credentials, and accesses transaction data read-only. |
| Support | Argyle lists [email protected] for help disconnecting accounts or other connection issues. | The subscription plan includes applicant and customer support. |
Plans
In their own words
Argyle
Argyle provides income, employment, and asset verification using information consumers authorize it to obtain from payroll, bank, and document sources. Consumers can share current payroll and employment details, connect bank accounts to verify assets and income deposits, or upload paystubs and W-2s for processing. Doc VOI extracts income information and submits it to Freddie Mac’s AIM Check. The API offers standardized reports, granular datasets, real-time visibility, webhook alerts, and REST integration. Argyle names integrations for point-of-sale systems and mortgage loan origination systems, and is an authorized supplier for Fannie Mae’s Desktop Underwriter validation service and an approved provider for Freddie Mac AIM. The company says it covers about 90% of the U.S. workforce and returns more than 170 income data fields with supporting documents. Implementation can use the browser-based Argyle Console or a custom API integration. Argyle lists SOC 2 Type II, ISO 27001, RSA 4096 encryption, SHA-256 signing, and annual independent security audits. Pricing is on request.