Authorize.net vs Cashflows Virtual Terminal
Authorize.net
authorize.netCashflows Virtual Terminal
cashflows.comSide by side
| Figure | Authorize.net | Cashflows Virtual Terminal |
|---|---|---|
| Price from | $25/mo | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 3 | 1 |
| Spec score · Virtual Terminal Software | 8.2 (#5) | 7.5 (#13) |
| Integrations | Authorize.net provides an API with XML and JSON variants, and a certified network of technology and solution partners. | Cashflows developer documentation provides Shopify Hosted Checkout Pages and WooCommerce plugin integration guidance. |
| Security | The pricing page describes its gateway as secure and lists customizable fraud detection tools. | Cashflows is PCI DSS Level 1 certified, described as the highest level of card data security. |
| Support | Merchant support is available 24x7, except major holidays, by phone, online chat, or support case. | Cashflows lists office hours of 09:00–17:00 UK time Monday–Friday and specialist card-terminal support from 08:00–23:00 Monday–Saturday and 10:00–17:00 Sunday. |
Plans
Authorize.net
- All-in-one$25 a month
- Gateway only$25 a month
- Gateway + eCheck$25 a month
Cashflows Virtual Terminal
- Cashflows Virtual TerminalPriced on request
In their own words
Authorize.net
Authorize.net helps businesses accept electronic and credit card payments online, in person and by phone. It supports major cards, Apple Pay, Google Pay, PayPal and eChecks, with channels for website checkout, mobile payments, in-person card readers, phone orders through Virtual Terminal and digital invoicing. Automated Recurring Billing supports subscriptions, retainers and payment plans. Customer Information Manager stores payment details for returning customers, while Advanced Fraud Detection Suite offers customizable rules to flag suspicious activity. The service lists web, iOS, Android and API platforms, XML and JSON API variants, and a certified network of technology and solution partners. Merchant support is available 24x7 except major holidays. Authorize.net says its processing is designed for small businesses and that it has worked with merchants and small businesses since 1996. There is no free plan. All listed plans cost $25 per month: All-in-one adds 2.9% + 30¢ per transaction; Gateway only adds 10¢ per transaction plus a 10¢ daily batch fee and requires an existing merchant account. Gateway + eCheck lists 0.75% for eCheck and 10¢ per card transaction plus a 10¢ daily batch fee; eCheck is available only to U.S.-based businesses.
Cashflows Virtual Terminal
Cashflows Virtual Terminal has no write-up on Specifiction yet; its figures are above.