Authorize.net vs Fluid Pay Virtual Terminal
Authorize.net
authorize.netFluid Pay Virtual Terminal
fluidpay.comSide by side
| Figure | Authorize.net | Fluid Pay Virtual Terminal |
|---|---|---|
| Price from | $25/mo | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 3 | 1 |
| Spec score · Virtual Terminal Software | 8.2 (#5) | 7.9 (#8) |
| Spec score · Payment Gateways | 8.2 (#15) | 7.9 (#22) |
| Founded | 1996 | 2017 |
| Integrations | Authorize.net provides an API with XML and JSON variants, and a certified network of technology and solution partners. | Fluid Pay documentation lists REST APIs for transactions, refunds, recurring billing, invoices, batches, customer vault, custom fields, and webhooks. |
| Payment methods | It supports major cards, Apple Pay, Google Pay, PayPal, and eChecks. | Card and ACH payments appear on the same form, share a customer record, and feed into the same reporting. |
| Support | Merchant support is available 24x7, except major holidays, by phone, online chat, or support case. | Fluid Pay lists [email protected] for existing partners and merchants and says engineers triage support tickets directly. |
| What it does | Authorize.net helps businesses accept electronic and credit card payments in person, online, and over the phone. | The cloud based virtual terminal processes card and ACH payments from a browser and supports searching, refunding, reconciling, and batching transactions. |
Plans
Authorize.net
- All-in-one$25 a month
- Gateway only$25 a month
- Gateway + eCheck$25 a month
Fluid Pay Virtual Terminal
- Fluid Pay Virtual TerminalPriced on request
In their own words
Authorize.net
Authorize.net helps businesses accept electronic and credit card payments online, in person and by phone. It supports major cards, Apple Pay, Google Pay, PayPal and eChecks, with channels for website checkout, mobile payments, in-person card readers, phone orders through Virtual Terminal and digital invoicing. Automated Recurring Billing supports subscriptions, retainers and payment plans. Customer Information Manager stores payment details for returning customers, while Advanced Fraud Detection Suite offers customizable rules to flag suspicious activity. The service lists web, iOS, Android and API platforms, XML and JSON API variants, and a certified network of technology and solution partners. Merchant support is available 24x7 except major holidays. Authorize.net says its processing is designed for small businesses and that it has worked with merchants and small businesses since 1996. There is no free plan. All listed plans cost $25 per month: All-in-one adds 2.9% + 30¢ per transaction; Gateway only adds 10¢ per transaction plus a 10¢ daily batch fee and requires an existing merchant account. Gateway + eCheck lists 0.75% for eCheck and 10¢ per card transaction plus a 10¢ daily batch fee; eCheck is available only to U.S.-based businesses.
Fluid Pay Virtual Terminal
Fluid Pay Virtual Terminal has no write-up on Specifiction yet; its figures are above.