Authorize.net vs Midtrans
Authorize.net
authorize.net
Midtrans
midtrans.comSide by side
| Figure | Authorize.net | Midtrans |
|---|---|---|
| Price from | $25/mo | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 3 | 8 |
| Spec score · Payment Gateways | 8.2 (#15) | 9.0 (#3) |
| Spec score · Hosted Checkout Software | 8.1 (#12) | 9.0 (#1) |
| Company history | Authorize.net says it has worked with merchants and small businesses since 1996. | Midtrans says it was established as Veritrans in 2012, rebranded in 2016 and acquired by Gojek in 2017. |
| Founded | 1996 | 2012 |
| Integrations | Authorize.net provides an API with XML and JSON variants, and a certified network of technology and solution partners. | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. |
| Payment methods | It supports major cards, Apple Pay, Google Pay, PayPal, and eChecks. | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. |
| Recurring billing | Automated Recurring Billing supports subscriptions, retainers, and payment plans. | Recurring or subscription payments are listed as a supported feature. |
| Security | The pricing page describes its gateway as secure and lists customizable fraud detection tools. | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. |
| Support | Merchant support is available 24x7, except major holidays, by phone, online chat, or support case. | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. |
| What it does | Authorize.net helps businesses accept electronic and credit card payments in person, online, and over the phone. | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. |
Plans
Authorize.net
- All-in-one$25 a month
- Gateway only$25 a month
- Gateway + eCheck$25 a month
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
In their own words
Authorize.net
Authorize.net helps businesses accept electronic and credit card payments online, in person and by phone. It supports major cards, Apple Pay, Google Pay, PayPal and eChecks, with channels for website checkout, mobile payments, in-person card readers, phone orders through Virtual Terminal and digital invoicing. Automated Recurring Billing supports subscriptions, retainers and payment plans. Customer Information Manager stores payment details for returning customers, while Advanced Fraud Detection Suite offers customizable rules to flag suspicious activity. The service lists web, iOS, Android and API platforms, XML and JSON API variants, and a certified network of technology and solution partners. Merchant support is available 24x7 except major holidays. Authorize.net says its processing is designed for small businesses and that it has worked with merchants and small businesses since 1996. There is no free plan. All listed plans cost $25 per month: All-in-one adds 2.9% + 30¢ per transaction; Gateway only adds 10¢ per transaction plus a 10¢ daily batch fee and requires an existing merchant account. Gateway + eCheck lists 0.75% for eCheck and 10¢ per card transaction plus a 10¢ daily batch fee; eCheck is available only to U.S.-based businesses.
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.