Authorize.net vs Snappy Checkout
Authorize.net
authorize.netSnappy Checkout
snappycheckout.comSide by side
| Figure | Authorize.net | Snappy Checkout |
|---|---|---|
| Price from | $25/mo | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 3 | 1 |
| Spec score · Hosted Checkout Software | 8.1 (#12) | 7.4 (#21) |
| Integrations | Authorize.net provides an API with XML and JSON variants, and a certified network of technology and solution partners. | Snappy Checkout supports Zapier to send customer data to more than 300 web apps. |
| Security | The pricing page describes its gateway as secure and lists customizable fraud detection tools. | The site says sensitive card data is handled by Stripe and PayPal, which it describes as PCI-compliant, and offers Google 2-Step Verification and fraud detection. |
| Support | Merchant support is available 24x7, except major holidays, by phone, online chat, or support case. | The help page identifies Mike Singer as founder and developer and invites customers to email him with questions. |
Plans
Authorize.net
- All-in-one$25 a month
- Gateway only$25 a month
- Gateway + eCheck$25 a month
In their own words
Authorize.net
Authorize.net helps businesses accept electronic and credit card payments online, in person and by phone. It supports major cards, Apple Pay, Google Pay, PayPal and eChecks, with channels for website checkout, mobile payments, in-person card readers, phone orders through Virtual Terminal and digital invoicing. Automated Recurring Billing supports subscriptions, retainers and payment plans. Customer Information Manager stores payment details for returning customers, while Advanced Fraud Detection Suite offers customizable rules to flag suspicious activity. The service lists web, iOS, Android and API platforms, XML and JSON API variants, and a certified network of technology and solution partners. Merchant support is available 24x7 except major holidays. Authorize.net says its processing is designed for small businesses and that it has worked with merchants and small businesses since 1996. There is no free plan. All listed plans cost $25 per month: All-in-one adds 2.9% + 30¢ per transaction; Gateway only adds 10¢ per transaction plus a 10¢ daily batch fee and requires an existing merchant account. Gateway + eCheck lists 0.75% for eCheck and 10¢ per card transaction plus a 10¢ daily batch fee; eCheck is available only to U.S.-based businesses.
Snappy Checkout
Snappy Checkout is a web and API checkout service for sellers taking payments on a site or through purchase links shared by email or social media. It supports digital and physical products, subscriptions, pre-orders, donations, and pay-what-you-want payments. Buyers can pay through Stripe or PayPal; PayPal also supports PayPal Credit or bank transfer. Listed currencies are AED, AUD, CAD, DKK, EUR, GBP, USD, and ZAR. Sellers can set monthly or yearly subscriptions, optional 7-, 14-, or 30-day trials, and automated follow-up for failed payments. Digital products can be stored in Dropbox and emailed with IP-tied download links. The dashboard handles sales tracking, payment searches, subscriptions, refunds, and CSV reports. Shipping labels can be purchased and printed. Zapier connects data to more than 300 apps, while APIs and webhooks support payment workflows. Pay-as-you-go has no monthly or signup fee; each successful sale adds 2.9% + 30¢ card processing plus the lower of 2% or 50¢.