Authorize.net vs Square Online
Authorize.net
authorize.netSquare Online
squareup.comSide by side
| Figure | Authorize.net | Square Online |
|---|---|---|
| Price from | $25/mo | $49/mo |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 3 | 4 |
| Spec score · Virtual Terminal Software | 8.2 (#5) | 7.8 (#9) |
| Spec score · Payment Software | 8.1 (#9) | 7.7 (#12) |
| Spec score · Hosted Checkout Software | 8.1 (#12) | 7.7 (#17) |
| Founded | 1996 | 2009 |
| Security | The pricing page describes its gateway as secure and lists customizable fraud detection tools. | Square says it maintains PCI certification and provides end-to-end encryption for card-present payments. |
| Support | Merchant support is available 24x7, except major holidays, by phone, online chat, or support case. | Square support is available by phone, email, live chat, and social media, and the Online support center includes setup and troubleshooting resources. |
Plans
Authorize.net
- All-in-one$25 a month
- Gateway only$25 a month
- Gateway + eCheck$25 a month
Square Online
- Square FreeFree
- Square Plus$49 a month
- Square Premium$149 a month
- Square ProPriced on request
In their own words
Authorize.net
Authorize.net helps businesses accept electronic and credit card payments online, in person and by phone. It supports major cards, Apple Pay, Google Pay, PayPal and eChecks, with channels for website checkout, mobile payments, in-person card readers, phone orders through Virtual Terminal and digital invoicing. Automated Recurring Billing supports subscriptions, retainers and payment plans. Customer Information Manager stores payment details for returning customers, while Advanced Fraud Detection Suite offers customizable rules to flag suspicious activity. The service lists web, iOS, Android and API platforms, XML and JSON API variants, and a certified network of technology and solution partners. Merchant support is available 24x7 except major holidays. Authorize.net says its processing is designed for small businesses and that it has worked with merchants and small businesses since 1996. There is no free plan. All listed plans cost $25 per month: All-in-one adds 2.9% + 30¢ per transaction; Gateway only adds 10¢ per transaction plus a 10¢ daily batch fee and requires an existing merchant account. Gateway + eCheck lists 0.75% for eCheck and 10¢ per card transaction plus a 10¢ daily batch fee; eCheck is available only to U.S.-based businesses.
Square Online
Square Online has no write-up on Specifiction yet; its figures are above.