B2BINPAY vs Blockonomics

B2BINPAY lets businesses send, receive, convert, and accept cryptocurrency payments online. Its payment service supports acceptance in 350+ currencies and combines payment processing with wallet as a service. Businesses can integrate through an API, use a hosted payment page or ecommerce plugin, or add a ready-made payment button to a website or app, including WordPress. Payment settings can be configured and tested in a sandbox without fees. The fee page lists immediate settlement for crypto and T+1 settlement for fiat. Listed safeguards include 2FA, address whitelists, user rights, wallet thresholds, blockchain risk scoring, third-party audits, and transaction screening for suspicious activity. Fees depend on incoming monthly volume and currency type; the listed Coins plan has incoming rates from 0.40% at $0–1 mln to 0.25% above $5 mln, with outgoing fees at 0.00%. Fiat deposits are accepted only through corporate bank wire. B2BINPAY is available on web and via API, with 24/7 customer service and API documentation listed for merchants.

Blockonomics is a decentralized crypto payment gateway for merchants, alongside a blockchain explorer and self-custodial payment tools. It supports Bitcoin (BTC), Bitcoin Cash (BCH), and USDT on ERC-20. For BTC and BCH, a wallet xPub generates a distinct payment address for each transaction; USDT is sent to the merchant’s supplied ERC-20 wallet address. Blockonomics says customer payments go straight to the merchant’s wallet and that it does not hold the funds. Merchants can connect through listed integrations including WHMCS, WordPress, PrestaShop, Telegram Shop Bot, and Invoice Ninja. The maker says some users can install plugins without coding, while custom integrations can use the REST API. API functions include address lookup, wallet and store management, payment tracking, payment buttons, and hosted checkout. The platform supports more than 150 fiat currencies and recurring payments. Accounts are free to create and do not require identity verification. The Merchants plan is free for the first 10 payments, then 1% on all payments; Bitcoin Address Lookup is also listed at free.