B2BINPAY vs CoinsPaid

B2BINPAY lets businesses send, receive, convert, and accept cryptocurrency payments online. Its payment service supports acceptance in 350+ currencies and combines payment processing with wallet as a service. Businesses can integrate through an API, use a hosted payment page or ecommerce plugin, or add a ready-made payment button to a website or app, including WordPress. Payment settings can be configured and tested in a sandbox without fees. The fee page lists immediate settlement for crypto and T+1 settlement for fiat. Listed safeguards include 2FA, address whitelists, user rights, wallet thresholds, blockchain risk scoring, third-party audits, and transaction screening for suspicious activity. Fees depend on incoming monthly volume and currency type; the listed Coins plan has incoming rates from 0.40% at $0–1 mln to 0.25% above $5 mln, with outgoing fees at 0.00%. Fiat deposits are accepted only through corporate bank wire. B2BINPAY is available on web and via API, with 24/7 customer service and API documentation listed for merchants.

CoinsPaid is enterprise blockchain payment infrastructure for businesses and financial institutions handling digital asset transactions. Its Enterprise platform supports transactions, payments, exchange, merchant management, settlements, reconciliation, liquidity, compliance, and transaction monitoring. Financial institutions can use it to launch processing and custody services. CoinsPaid Console lets businesses operate custody, treasury, compliance, or exchange infrastructure in their own environment under their own license, with configurable modules, local keys and assets, permissions, approvals, and transaction controls. Payment connections include plugins for WooCommerce, OpenCart, Drupal, and Joomla, plus direct API integration; listed platforms also include Magento 2, PrestaShop, WordPress, and web. The service supports 20+ cryptocurrencies and conversion to a business bank account. Checkout choices include websites, apps, QR-based in-person payments, invoices, links, plugins, and REST API flows. Compliance workflows include AML and KYC screening, risk scoring, reporting, and on-chain checks before settlement. Pricing is on request.