| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 7.9 (#8) | 7.5 (#19) |
| Accounts | Digital account features include integrated KYC, real-time balances and statements, Pix, boleto and transfers, event webhooks, and an administrative panel. | Its account management API supports opening and managing payment accounts for individuals and businesses, including multiple accounts for one customer. |
| Cards | The card service supports physical and virtual card issuance, configurable limits, real-time authorization rules, and tokenization for digital wallets. | The card platform supports issuance, processing and management of customized Mastercard cards. |
| Intended customers | The platform is aimed at software businesses with an existing product and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces. | The company says it serves banks, fintechs, startups, e-commerce businesses, acquirers, retailers, and industries. |
| Payments | The payments API supports Pix collections, transfers and refunds, registered bank slips, payment splitting, and status webhooks. | Its listed services include Pix, TED transfers, bill payment, and deposit and collection boletos. |
| Product | Baasic is a white-label embedded finance platform that connects software companies to regulated financial infrastructure in Brazil. | Bankly provides a modular Banking as a Service platform for companies to build financial products such as digital accounts, Pix, cards, boletos and TED transfers. |
| Security | The digital account page says customer funds are held by financial institutions regulated by Brazil’s Central Bank. | Bankly’s security manual requires security measures across integrations and says mobile apps should not receive or store unnecessary confidential customer information, citing LGPD principles. |
| Support | Baasic describes its support as consultative, with a team that understands engineering and business and accompanies the integration. | Bankly describes account managers, Technical Account Managers who help with API integration and production approval, and a technical Service Desk available 24 hours a day, seven days a week. |
