Baasic vs Decentro
Baasic
baasic.com.br
Decentro
decentro.techSide by side
| Figure | Baasic | Decentro |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.9 (#8) | 8.1 (#6) |
| Integrations | The maker lists QI Tech, BMP, Celcoin, Icatu, and Ouro Preto Investimentos as partner institutions. | Decentro offers APIs and SDKs, detailed documentation, a sandbox for testing, and a dashboard flow for requesting production launch. |
| Product | Baasic is a white-label embedded finance platform that connects software companies to regulated financial infrastructure in Brazil. | Decentro describes itself as a full-stack Banking-as-a-Service platform offering financial modules through APIs and SDKs. |
| Security | The digital account page says customer funds are held by financial institutions regulated by Brazil’s Central Bank. | Decentro says its dashboard uses MFA and its systems use AES256 and RSA4096 encryption standards. |
| Support | Baasic describes its support as consultative, with a team that understands engineering and business and accompanies the integration. | The escrow page describes 24x7x365 priority support via email, phone, and Slack. |
Plans
In their own words
Decentro
Decentro is a Banking-as-a-Service platform that provides financial modules through APIs and SDKs. Its global collection service lets businesses accept international payments in local currencies through a unified API, with payment options including cards, SWIFT, SEPA, domestic transfers, and virtual accounts. The collection page lists 9+ currencies, though available collection and settlement currencies depend on Decentro’s licenses and support as a payment service provider.
Other offerings include multi-currency accounts, escrow, and a ledger for transactions and balances. The multi-currency escrow service supports holding, splitting, and releasing funds, and lists USD, GBP, EUR, AED, AUD, and JPY. Incoming payments can be matched to invoices. A web dashboard shows transaction data and balances, supports payment initiation, and provides reconciliation reports.