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SPECIFICTION
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Baasic vs Griffin

Baasic

baasic.com.br

Griffin

griffin.com

Side by side

FigureBaasicGriffin
Price from—£100/mo
Free plan——
Free trial——
Open source——
Web—Yes
APIYesYes
Plans published14
Spec score · Banking-as-a-Service Platforms7.9 (#8)7.8 (#11)
PaymentsThe payments API supports Pix collections, transfers and refunds, registered bank slips, payment splitting, and status webhooks.Payment features include Faster Payments, instant book transfers between Griffin accounts, payment webhooks, and Confirmation of Payee.
SecurityThe digital account page says customer funds are held by financial institutions regulated by Brazil’s Central Bank.Griffin’s security standards page states that data is encrypted at rest and in transit and that system access is monitored and restricted by least privilege.
SupportBaasic describes its support as consultative, with a team that understands engineering and business and accompanies the integration.Griffin lists [email protected] and a developer Slack community as support and community channels.

Plans

Baasic

  • Custom pricingPriced on request

Baasic pricing →

Griffin

  • Business bank accounts£100 a month
  • Platform banking monthly package£10,000 a month
  • Platform banking onboarding£15,000, paid once
  • Platform banking EnterprisePriced on request

Griffin pricing →

In their own words

Baasic

Baasic has no write-up on Specifiction yet; its figures are above.

Visit baasic.com.br

Griffin

Griffin provides banking-as-a-service infrastructure for companies embedding bank accounts, payments, and other financial products through APIs. It operates its own core banking platform and banking license. Business accounts for fintechs and venture-backed startups can be managed online or by API, while embedded savings and bank accounts support customer funds and client money. Payment features include Faster Payments, instant transfers between Griffin accounts, payment webhooks, and Confirmation of Payee. Verify automates KYC and KYB checks and provides onboarding workflows. The REST API uses JSON and includes a free sandbox without fees or an NDA. Griffin also works with tell.money on open-banking integrations. Griffin Bank is authorised by the Prudential Regulation Authority and regulated by the FCA and PRA. Security documentation cites encryption at rest and in transit, monitored access, and least privilege. Business banking starts at £100 per month; platform packages are £10,000 per month, with onboarding from £15,000 one-off.

Visit griffin.com