Baasic vs Mbanq Cloud
Baasic
baasic.com.br
Mbanq Cloud
mbanq.comSide by side
| Figure | Baasic | Mbanq Cloud |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.9 (#8) | 8.5 (#3) |
| Accounts | Digital account features include integrated KYC, real-time balances and statements, Pix, boleto and transfers, event webhooks, and an administrative panel. | Current and savings accounts support lifecycle management, interest calculations and automated charges. |
| Integrations | The maker lists QI Tech, BMP, Celcoin, Icatu, and Ouro Preto Investimentos as partner institutions. | Mbanq says it partnered with IBM and Amazon Web Services through its Mbanq Labs accelerator program. |
| Intended users | Baasic targets software businesses with existing products and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces. | Mbanq Cloud is described as infrastructure for fintech platforms, embedded finance products, neobanks, and software platforms adding financial services. |
| Product | Baasic is a white-label embedded finance platform that connects software companies to regulated financial infrastructure in Brazil. | Mbanq Cloud is a cloud-based banking platform for fintechs and neobanks to launch banking instances and financial products. |
| Security | The digital account page says customer funds are held by financial institutions regulated by Brazil’s Central Bank. | The platform lists multi-factor authentication, maker/checker workflows, configurable password policies, and granular roles and permissions. |
Plans
In their own words
Mbanq Cloud
Mbanq Cloud is banking infrastructure for fintech platforms, neobanks, embedded finance products, and software platforms adding financial services. It brings together core banking, regulatory compliance, and operational management, while Mbanq operates the infrastructure and manages the compliance layer alongside a client’s product. Operations and compliance teams have a web Back Office; IT users have a web Console, and bank clients can use a template web banking application. White label-ready mobile banking apps are available for iOS and Android. REST and GraphQL APIs provide access to core banking functions, and users can add third-party services or build extensions. Listed payment rails include ACH, Fedwire, SWIFT, RTP, Check 21 processing, and card issuing and acquiring. KYC and KYB tools cover risk assessment, SSN verification, OFAC screening, document checks, and liveness checks. Security measures include multi-factor authentication, maker/checker workflows, configurable password policies, and granular permissions. Pricing is pay as you grow, with infrastructure, support, and operational costs included; no price is listed.