Baasic vs Paynetics Card Issuing
Baasic
baasic.com.br
Paynetics Card Issuing
paynetics.digitalSide by side
| Figure | Baasic | Paynetics Card Issuing |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.9 (#8) | 7.9 (#9) |
| Accounts | Digital account features include integrated KYC, real-time balances and statements, Pix, boleto and transfers, event webhooks, and an administrative panel. | Issued cards can be linked to dedicated IBAN accounts and integrated into an eWallet. |
| Product | Baasic is a white-label embedded finance platform that connects software companies to regulated financial infrastructure in Brazil. | Paynetics offers card-issuing programs that partners can customise for their business needs. |
| Security | The digital account page says customer funds are held by financial institutions regulated by Brazil’s Central Bank. | Paynetics offers a PCI-compliant SDK for secure card-data display without partners storing or processing sensitive data. |
| Support | Baasic describes its support as consultative, with a team that understands engineering and business and accompanies the integration. | The company lists customer support at +44 (0) 330 223 6848 and [email protected]. |
Plans
In their own words
Paynetics Card Issuing
Paynetics Card Issuing provides configurable card programs for businesses and their partners. Its range includes physical, virtual, digitized prepaid, debit, credit, and business cards from Visa and Mastercard. Partners can customize card designs and configure rules, limits, controls, hierarchies, products, and pricing levels. Cards can be linked to dedicated IBAN accounts or integrated into an eWallet. The API platform supports digital onboarding and data exchange for compliance, risk analysis, and monitoring; its integration channel includes a REST API for accounts, issuing, transfers, and onboarding, plus a partner portal. Developer resources include APIs, SDKs, sandbox tools, and live operational status. Paynetics supports Apple Pay on iOS and an Android tokenisation solution based on Mastercard’s MDES protocol. A PCI-compliant SDK supports secure card-data display without partners storing or processing sensitive details. Physical card orders require at least 1,000 units, and manufacturing typically takes around two months. Pricing is on request.