Baasic vs Railsr
Baasic
baasic.com.brRailsr
railsr.comSide by side
| Figure | Baasic | Railsr |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 6 |
| Spec score · Banking-as-a-Service Platforms | 7.9 (#8) | 8.2 (#5) |
| Cards | The card service supports physical and virtual card issuance, configurable limits, real-time authorization rules, and tokenization for digital wallets. | Railsr offers debit, prepaid, credit and virtual card capabilities, including card production, processing, lifecycle controls and mobile-wallet support. |
| Integrations | The maker lists QI Tech, BMP, Celcoin, Icatu, and Ouro Preto Investimentos as partner institutions. | Railsr says its products package nearly 100 technical, commercial, operational, regulatory and financial-crime integrations behind one API and agreement. |
| Product | Baasic is a white-label embedded finance platform that connects software companies to regulated financial infrastructure in Brazil. | Railsr describes itself as a global embedded finance platform for banking, wallets and cards. |
| Support | Baasic describes its support as consultative, with a team that understands engineering and business and accompanies the integration. | Existing customers are directed to log in to a service portal to raise support tickets. |
Plans
Railsr
- LearnFree
- Live Sandbox APIFree
- Play Sandbox APIFree
- LaunchPriced on request
- PrototypePriced on request
- ScalePriced on request
In their own words
Railsr
Railsr is an embedded finance platform for companies adding financial services to digital products. Its capabilities include wallets and accounts, debit, prepaid, credit and virtual cards, money transfers and reward programmes. Railsr says its APIs place these services within a brand’s digital journey, with the platform operating behind the scenes. It packages close to 100 integrations under a single API and commercial agreement. Developers can use the Play Sandbox API, a functional coding environment that uses fake money. The platform is offered through API and web and lists fintechs, sports clubs, retailers and brands among its intended customers. A free plan and trial are listed, while other pricing is available on request. For regulated services, customers contract with PayrNet, Railsr’s wholly owned subsidiary; Railsr provides technology services. Railsr says new agents or distributors cannot be onboarded without prior written FCA consent.