Baasic vs Swan Cards
Baasic
baasic.com.brSwan Cards
swan.ioSide by side
| Figure | Baasic | Swan Cards |
|---|---|---|
| Price from | — | €900/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 1 | 4 |
| Spec score · Banking-as-a-Service Platforms | 7.9 (#8) | 8.8 (#1) |
| Integrations | The maker lists QI Tech, BMP, Celcoin, Icatu, and Ouro Preto Investimentos as partner institutions. | Swan offers a GraphQL API, a ready-made web banking interface, and an open-source Swan Banking Frontend for customized web banking. |
| Product | Baasic is a white-label embedded finance platform that connects software companies to regulated financial infrastructure in Brazil. | Swan provides embedded banking features—including accounts, cards, and payments—for integration into other companies’ products. |
| Security | The digital account page says customer funds are held by financial institutions regulated by Brazil’s Central Bank. | Sensitive card-related changes require consent, and Swan cards support 3-D Secure for online payments. |
| Support | Baasic describes its support as consultative, with a team that understands engineering and business and accompanies the integration. | The support center covers onboarding, identifications, accounts, cards, transfers, direct debit, merchants and Tap to Pay. |
Plans
Swan Cards
- SandboxFree
- Swan€900 a month
- Swan on demand€2,990 a month
- Swan EnterprisePriced on request
In their own words
Swan Cards
Swan Cards provides embedded banking features—accounts, cards, and payments—for companies integrating financial services into their own products. Swan presents its platform to European software companies adding white-labeled banking. Its Mastercard debit cards come in virtual, physical, and digital formats, including single-use virtual cards. They can be added to Apple Wallet and Google Wallet for NFC payments; other digital wallets are not supported. Partners can set spending limits and payment rules based on amount, currency, merchant, city, or country. Card packages have different spending limits and FX fees: Standard, Essential, and Premium list €10,000, €40,000, and €100,000 limits, with fees of 2%, 1%, and 0%, respectively. Swan offers a GraphQL API, a ready-made web banking interface, and an open-source frontend for customization. API calls must originate from a partner’s backend, not a frontend app. The free Sandbox uses fake accounts, cards, and payments. Paid service starts at €2,990/mo.