Bank Muamalat Payment Gateway vs Midtrans
Bank Muamalat Payment Gateway
muamalat.com.my
Midtrans
midtrans.comSide by side
| Figure | Bank Muamalat Payment Gateway | Midtrans |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 8 |
| Spec score · Payment Gateways | 7.2 (#39) | 9.0 (#3) |
| Checkout | The bank describes the checkout as designed to make online purchases faster and more convenient. | Snap provides a built-in checkout interface for websites and mobile apps, while Core API lets merchants create their own payment flow and interface. |
| Purpose | The gateway connects an e-commerce platform with Bank Muamalat and securely processes customer payments into the merchant’s designated Bank Muamalat account. | Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, over-the-counter payments, and other methods. |
| Security | The FAQ says payment gateways use encryption and security measures to protect sensitive customer data during transactions. | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. |
| Support | The bank lists [email protected] for application enquiries. | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. |
Plans
Bank Muamalat Payment Gateway
- Bank Muamalat Payment GatewayPriced on request
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
In their own words
Bank Muamalat Payment Gateway
Bank Muamalat Payment Gateway has no write-up on Specifiction yet; its figures are above.
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.