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SPECIFICTION
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BankConnector vs Fintoc

BankConnector

bankconnector.com

Fintoc

fintoc.com

Side by side

FigureBankConnectorFintoc
Price from€100/mo—
Free plan——
Free trialYesYes
Open source——
WebYesYes
WindowsYes—
APIYesYes
Plans published32
Spec score · Bank Connectivity Software8.3 (#6)8.0 (#12)
SecurityThe security page describes per-record AES-256-GCM encryption, tenant isolation enforced with PostgreSQL row-level security, and an append-only, hash-chained audit journal.Fintoc states that it is certified to ISO 27001 and PCI DSS Level 1.
SupportThe pricing page includes support and an SLA in all packages; the Uniconta partner page lists technical support by email and phone.The site directs users to WhatsApp support and product documentation for help.

Plans

BankConnector

  • Starter€100 a month
  • Growth€250 a month
  • Scale€500 a month

BankConnector pricing →

Fintoc

  • Pagos por Transferencia$135, paid once
  • Pagos con Tarjeta$269, paid once

Fintoc pricing →

In their own words

BankConnector

BankConnector provides bank integration through an API and ready-made ERP add-ons. It accepts payment instructions as canonical JSON, validates them against ISO 20022 schemas, business rules, and bank-specific requirements, then converts them to each bank’s required format. The site lists 308 banks in 55 countries. Supported connection methods include EBICS, SFTP, Danske Bank Webservice, Nordea Corporate Access, OP Webservice, and Bank Connect. It returns payment confirmations and provides incoming transactions and balances daily, or live where a bank supports it. Data includes payment statuses, balances, and daily or intraday statements in formats such as pain.001, camt.053, MT940, normalized JSON, and CSV. A ready-made Uniconta add-on supports paying, approving, and reconciling in the Uniconta Windows client. Sandbox use is free and unlimited, and the first 10 production payments are free with no card or time limit. Monthly plans are 100.00 EUR, 250.00 EUR, and 500.00 EUR, excluding VAT.

Visit bankconnector.com

Fintoc

Fintoc has no write-up on Specifiction yet; its figures are above.

Visit fintoc.com