Bankflow vs Orcheo
Bankflow
bankflow.appOrcheo
orcheo.comSide by side
| Figure | Bankflow | Orcheo |
|---|---|---|
| Price from | $14.99/mo | $75/mo |
| Free plan | Yes | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 4 | 3 |
| Spec score · Cash Flow Management Software | 9.4 (#1) | 7.4 (#21) |
| Security | Bankflow says browser communications use TLS 1.2 or later, stored data is encrypted at rest, and access to production systems and customer data is restricted to authorized personnel. | The product describes bank authentication through official interfaces, encryption in transit and at rest, regulated PSD2 open banking providers, and read-only access. |
| Support | All plans include live chat and email support from the Bankflow team. | The pricing page lists basic support for Starter and priority support for Pro and Enterprise. |
Plans
In their own words
Bankflow
Bankflow turns bank and card statements into categorized transactions, monthly profit and loss, and cash runway figures for small businesses. It accepts PDF, CSV and Excel files in batches without requiring a bank or template selection first. Transactions are categorized automatically, merchant names are resolved, and users can save corrections as rules for later statements.
The cash flow view shows monthly income and spending, with runway estimates for current burn, essentials-only burn and no income. Users can model events such as losing a client or taking on a large one-off expense against their own history. Bank statement emails can be forwarded to a private import address; Bankflow says it does not request mailbox login access. Exports include Excel, CSV, OFX and QBO, with accounting layouts or imports for QuickBooks, Xero, Sage, MYOB and NetSuite. API access and webhooks are included on every plan, including Free, and API usage draws from credits. Free provides 50 one-time credits; paid plans start at $14.99 a month for 300 monthly credits. Every plan includes live chat and email support.