Bankflow vs TreasuryFlow
Bankflow
bankflow.appTreasuryFlow
treasuryflow.aiSide by side
| Figure | Bankflow | TreasuryFlow |
|---|---|---|
| Price from | $14.99/mo | $299/mo |
| Free plan | Yes | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 4 | 3 |
| Spec score · Cash Flow Management Software | 9.4 (#1) | 7.3 (#23) |
| Integrations | Document outputs are supported for QuickBooks, Xero, Sage, NetSuite, MYOB, Wave, FreshBooks, GnuCash and Moneydance. | The integrations page lists QuickBooks Online, Aspire, ServiceTitan, Square, Toast, Gusto, ADP, Paychex, Rippling, Excel, and Claude via MCP, and says Xero is built but not yet enabled in production. |
| Security | Bankflow says browser communications use TLS 1.2 or later, stored data is encrypted at rest, and access to production systems and customer data is restricted to authorized personnel. | TreasuryFlow runs on SOC 2 Type II-compliant Google Cloud infrastructure, but says it is not independently SOC 2 certified yet. |
| Support | All plans include live chat and email support from the Bankflow team. | The help center says support responds by email within one business day. |
Plans
TreasuryFlow
- TreasuryFlow$299 a month
- Operator$499 a month
- Home Services$1,000 a month
In their own words
Bankflow
Bankflow turns bank and card statements into categorized transactions, monthly profit and loss, and cash runway figures for small businesses. It accepts PDF, CSV and Excel files in batches without requiring a bank or template selection first. Transactions are categorized automatically, merchant names are resolved, and users can save corrections as rules for later statements.
The cash flow view shows monthly income and spending, with runway estimates for current burn, essentials-only burn and no income. Users can model events such as losing a client or taking on a large one-off expense against their own history. Bank statement emails can be forwarded to a private import address; Bankflow says it does not request mailbox login access. Exports include Excel, CSV, OFX and QBO, with accounting layouts or imports for QuickBooks, Xero, Sage, MYOB and NetSuite. API access and webhooks are included on every plan, including Free, and API usage draws from credits. Free provides 50 one-time credits; paid plans start at $14.99 a month for 300 monthly credits. Every plan includes live chat and email support.
TreasuryFlow
TreasuryFlow has no write-up on Specifiction yet; its figures are above.