Bankly vs Column
Bankly
bankly.com.brColumn
column.comSide by side
| Figure | Bankly | Column |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 0 |
| Spec score · Banking-as-a-Service Platforms | 7.5 (#19) | 7.7 (#12) |
| Accounts | Its account management API supports opening and managing payment accounts for individuals and businesses, including multiple accounts for one customer. | Column supports programmable checking, savings, trust, subledger, clearing, and sweep accounts, and says these accounts are FDIC-insured. |
| Cards | The card platform supports issuance, processing and management of customized Mastercard cards. | Column offers debit, credit, unsecured, charge, and secured card programs, with options to use its balance sheet or the customer’s own. |
| Headquarters | São Paulo, Brazil | San Francisco, United States |
| Intended customers | The company says it serves banks, fintechs, startups, e-commerce businesses, acquirers, retailers, and industries. | The company says its infrastructure serves technology companies, U.S. banks, international banks, and real estate businesses. |
| Payments | Its listed services include Pix, TED transfers, bill payment, and deposit and collection boletos. | Its payment products use connections to the Federal Reserve, The Clearing House, SWIFT, and card networks to move money to bank accounts in the United States or globally. |
| Pricing | Pricing proposals are customized by project; charges may include project setup, required products such as anti-fraud, a minimum monthly allowance for transactional APIs, and usage charges above that allowance. | The pricing URL opened without readable page content, and the site directs prospective customers to contact sales. |
| Security | Bankly’s security manual requires security measures across integrations and says mobile apps should not receive or store unnecessary confidential customer information, citing LGPD principles. | Column says its security program follows guidance from NIST and FFIEC and is subject to governmental audits and independent third-party assessments. |
| Support | Bankly describes account managers, Technical Account Managers who help with API integration and production approval, and a technical Service Desk available 24 hours a day, seven days a week. | Column’s developer documentation lists [email protected] for feedback and [email protected] for technical support. |
In their own words
Column
Column is a nationally chartered bank providing banking infrastructure and APIs for companies building financial products. Its payment connections include the Federal Reserve, The Clearing House, SWIFT and card networks, for moving money in the United States and globally. APIs support checking, savings, trust, subledger, clearing and sweep accounts, including multiple account numbers for a single account. Column says its programmatically created bank accounts are FDIC-insured.
Companies can launch debit, credit, unsecured, charge or secured card programs, using their own balance sheet or Column’s. Lending offerings include credit origination, warehouse and forward flow facilities, with dedicated funding for lending programs. Column also describes support for USDC and USDT, accounts and cards for verified customers globally, and foreign-currency accounts with conversion to and from U.S. dollars. Its card issuing connects to Visa and Mastercard and supports Apple Pay, Google Pay, Samsung Pay and Garmin Pay. Developers can use API documentation, a sandbox and payment workflow guides. Column says its security program follows NIST and FFIEC guidance and is subject to governmental audits and independent third-party assessments. Pricing is on request; prospective customers are directed to contact sales.