Bankly vs Mbanq Cloud
Bankly
bankly.com.br
Mbanq Cloud
mbanq.comSide by side
| Figure | Bankly | Mbanq Cloud |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.5 (#19) | 8.5 (#3) |
| Accounts | Its account management API supports opening and managing payment accounts for individuals and businesses, including multiple accounts for one customer. | Current and savings accounts support lifecycle management, interest calculations and automated charges. |
| APIs | Bankly says it provides more than 30 APIs for integrating financial services into a partner’s offering. | The platform exposes REST and GraphQL APIs covering core banking functions. |
| Documentation | The public developer portal includes integration guidance, API references, request simulations, and examples of responses and errors; its partner Playbook is private and provided after contracting. | The documentation site provides guides, API references, a changelog link, tutorials and Postman setup instructions. |
| Headquarters | São Paulo, Brazil | LinkedIn lists headquarters in Naples, Florida, at 4850 Tamiami Trail North, Unit 301. |
| Pricing | Pricing proposals are customized by project; charges may include project setup, required products such as anti-fraud, a minimum monthly allowance for transactional APIs, and usage charges above that allowance. | The product page describes pricing as pay as you grow and says IT infrastructure, support, and operational costs are included, without listing a price. |
| Product | Bankly provides a modular Banking as a Service platform for companies to build financial products such as digital accounts, Pix, cards, boletos and TED transfers. | Mbanq Cloud is a cloud-based banking platform for fintechs and neobanks to launch banking instances and financial products. |
| Security | Bankly’s security manual requires security measures across integrations and says mobile apps should not receive or store unnecessary confidential customer information, citing LGPD principles. | The platform lists multi-factor authentication, maker/checker workflows, configurable password policies, and granular roles and permissions. |
Plans
In their own words
Mbanq Cloud
Mbanq Cloud is banking infrastructure for fintech platforms, neobanks, embedded finance products, and software platforms adding financial services. It brings together core banking, regulatory compliance, and operational management, while Mbanq operates the infrastructure and manages the compliance layer alongside a client’s product. Operations and compliance teams have a web Back Office; IT users have a web Console, and bank clients can use a template web banking application. White label-ready mobile banking apps are available for iOS and Android. REST and GraphQL APIs provide access to core banking functions, and users can add third-party services or build extensions. Listed payment rails include ACH, Fedwire, SWIFT, RTP, Check 21 processing, and card issuing and acquiring. KYC and KYB tools cover risk assessment, SSN verification, OFAC screening, document checks, and liveness checks. Security measures include multi-factor authentication, maker/checker workflows, configurable password policies, and granular permissions. Pricing is pay as you grow, with infrastructure, support, and operational costs included; no price is listed.