Bankly vs NymCard
Bankly
bankly.com.brNymCard
nymcard.comSide by side
| Figure | Bankly | NymCard |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 0 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.5 (#19) | 8.0 (#7) |
| Cards | The card platform supports issuance, processing and management of customized Mastercard cards. | The platform supports debit, credit, and prepaid cards issued as physical, virtual, or tokenized cards. |
| Intended customers | The company says it serves banks, fintechs, startups, e-commerce businesses, acquirers, retailers, and industries. | NymCard identifies banks, fintechs, and businesses as customers for its payments infrastructure. |
| Payments | Its listed services include Pix, TED transfers, bill payment, and deposit and collection boletos. | Money movement capabilities include domestic rails, cross-border payments, foreign exchange, and remittances. |
| Product | Bankly provides a modular Banking as a Service platform for companies to build financial products such as digital accounts, Pix, cards, boletos and TED transfers. | nCore combines card issuing, money movement, settlement, reconciliation, lending, and financial crime capabilities on one payments platform. |
| Security | Bankly’s security manual requires security measures across integrations and says mobile apps should not receive or store unnecessary confidential customer information, citing LGPD principles. | NymCard states that nCore is certified for PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001. |
| Support | Bankly describes account managers, Technical Account Managers who help with API integration and production approval, and a technical Service Desk available 24 hours a day, seven days a week. | The site directs prospective customers to contact its team and directs developers to documentation. |
Plans
In their own words
NymCard
NymCard’s nCore is a payments platform for banks, fintechs, and businesses building financial products. It combines card issuing, money movement, settlement, reconciliation, lending infrastructure, and financial crime capabilities. Card programs can issue debit, credit, or prepaid cards in physical, virtual, or tokenized form, with controls for spending limits, billing cycles, repayment, and installments.
The platform also supports domestic and cross-border payments, foreign exchange, remittances, wallet top-ups, peer-to-peer and merchant payments, bill payments, transfers, and cash in and out. Financial crime features include identity verification, fraud monitoring, risk management, AML and sanctions screening, and issuer-side 3D Secure. NymCard says nCore can connect to existing core banking systems without replacing them, and can run in public cloud, hybrid, on-soil, or fully on-premise deployments. Its APIs, webhooks, implementation guides, and developer tools support integration. Listed platforms include Android, iOS, web, API, and self-hosted. NymCard says nCore holds PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001 certifications. Pricing is on request. Its lending infrastructure supports decisioning, origination, and servicing, but NymCard does not fund loans.