Bankly vs Paynetics Card Issuing
Bankly
bankly.com.br
Paynetics Card Issuing
paynetics.digitalSide by side
| Figure | Bankly | Paynetics Card Issuing |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.5 (#19) | 7.9 (#9) |
| Accounts | Its account management API supports opening and managing payment accounts for individuals and businesses, including multiple accounts for one customer. | Issued cards can be linked to dedicated IBAN accounts and integrated into an eWallet. |
| Headquarters | São Paulo, Brazil | Sofia, Bulgaria |
| Product | Bankly provides a modular Banking as a Service platform for companies to build financial products such as digital accounts, Pix, cards, boletos and TED transfers. | Paynetics offers card-issuing programs that partners can customise for their business needs. |
| Security | Bankly’s security manual requires security measures across integrations and says mobile apps should not receive or store unnecessary confidential customer information, citing LGPD principles. | Paynetics offers a PCI-compliant SDK for secure card-data display without partners storing or processing sensitive data. |
| Support | Bankly describes account managers, Technical Account Managers who help with API integration and production approval, and a technical Service Desk available 24 hours a day, seven days a week. | The company lists customer support at +44 (0) 330 223 6848 and [email protected]. |
Plans
In their own words
Paynetics Card Issuing
Paynetics Card Issuing provides configurable card programs for businesses and their partners. Its range includes physical, virtual, digitized prepaid, debit, credit, and business cards from Visa and Mastercard. Partners can customize card designs and configure rules, limits, controls, hierarchies, products, and pricing levels. Cards can be linked to dedicated IBAN accounts or integrated into an eWallet. The API platform supports digital onboarding and data exchange for compliance, risk analysis, and monitoring; its integration channel includes a REST API for accounts, issuing, transfers, and onboarding, plus a partner portal. Developer resources include APIs, SDKs, sandbox tools, and live operational status. Paynetics supports Apple Pay on iOS and an Android tokenisation solution based on Mastercard’s MDES protocol. A PCI-compliant SDK supports secure card-data display without partners storing or processing sensitive details. Physical card orders require at least 1,000 units, and manufacturing typically takes around two months. Pricing is on request.