BankSummary vs Fluidly
BankSummary
banksummary.co
Fluidly
fluid.lySide by side
| Figure | BankSummary | Fluidly |
|---|---|---|
| Price from | Free | 1,290 SEK/mo |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | — |
| Plans published | 2 | 2 |
| Spec score · Cash Flow Management Software | 8.7 (#3) | 7.4 (#20) |
| Forecasting | Financial forecasting is intended to predict cash flow and reveal possible shortfalls. | The Essential plan includes invoice-based and Holt-Winters liquidity forecasting and FX exposure monitoring. |
| Intended users | The homepage describes use by individuals and families, freelancers, small businesses, and finance and accounting teams. | The maker describes Fluidly as built for Nordic finance teams; Essential is also presented for a company, fund, or family office, while Business is for teams with multiple accounts. |
| Purpose | BankSummary brings connected bank accounts together in one dashboard for viewing balances and transaction activity. | Fluidly consolidates bank accounts into a live cash position in a reporting currency for Nordic finance teams. |
Plans
In their own words
BankSummary
BankSummary is a web service that puts connected bank accounts into one dashboard for balances and transaction activity. Through Plaid, it connects to more than 12,000 financial institutions across the United States and Canada. Supported account types include checking, savings, credit card, investment, mortgage, and loan accounts. The dashboard provides balance tracking, transaction search, spending insights, financial forecasting, cash-position views, inflow and outflow tracking, and automated reports. Transactions are categorized automatically, and categories can be renamed. Reports can be downloaded as CSV, DOC, or PDF files. BankSummary can export to or synchronize with accounting tools, spreadsheets, and ERP systems. Connections are read-only: the service can view balances and transaction history but cannot make payments, transfer funds, or change bank accounts. Data is protected with AES-256 encryption in transit and at rest, and access uses multi-factor authentication. Bank credentials are not stored on its servers. A free plan costs nothing for up to two accounts; no credit card is required. A free trial is also available.