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SPECIFICTION
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BankTree Personal Finance vs BudgetPilot

BankTree Personal Finance

banktree.co.uk

BudgetPilot

github.com

Side by side

FigureBankTree Personal FinanceBudgetPilot
Price from£3.50/moFree
Free plan—Yes
Free trialYes—
Open source——
WebYesYes
WindowsYesYes
macOSYesYes
LinuxYesYes
iOSYes—
AndroidYes—
Self-hosted—Yes
Plans published71
Spec score · Personal Finance Software8.7 (#21)8.9 (#9)
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Net-worth trackingYesYes
PurposeBankTree provides online, desktop, and mobile software for recording income and expenditure, importing statements, balancing accounts, and budgeting.BudgetPilot is a local-first personal budgeting app for tracking budgets, net worth, savings goals, and cash-flow forecasts.
Report exportYesYes
SecurityBankTree Online states that its site certificate uses 2048-bit encryption, it does not store passwords, it logs account logins, and it supports two-factor authentication.The security policy describes hashed session tokens, bcrypt password hashing, optional TOTP/MFA, and encryption for banking credentials and MFA secrets.
SupportThe maker offers support tickets, a knowledgebase, and tutorials covering accounts, budgets, imports, investments, reconciliation, and backups.Security vulnerabilities can be reported privately through GitHub Security Advisories, and the maintainer says there is no formal response-time SLA.

Plans

BankTree Personal Finance

  • Starter£3.50 a month
  • Premier£4.50 a month
  • Desktop Personal Finance£35 a month
  • BankTree Online TrialFree
  • BankTree Desktop Personal Finance£35, paid once
  • BankTree Online PremierPrice not published
  • BankTree Online StarterPrice not published

BankTree Personal Finance pricing →

BudgetPilot

  • BudgetPilotFree

BudgetPilot pricing →

In their own words

BankTree Personal Finance

BankTree Personal Finance has no write-up on Specifiction yet; its figures are above.

Visit banktree.co.uk

BudgetPilot

BudgetPilot has no write-up on Specifiction yet; its figures are above.

Visit github.com