Beacon Payments Mobile Payments vs Viva.com
Beacon Payments Mobile Payments
beaconpayments.comViva.com
viva.comSide by side
| Figure | Beacon Payments Mobile Payments | Viva.com |
|---|---|---|
| Price from | — | £3.99/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 1 | 8 |
| Spec score · Mobile Payment Processing Software | 7.4 (#16) | 8.6 (#2) |
| Payment methods | The reader accepts EMV chip, contactless tap, and magnetic-stripe payments, including mobile wallets. | The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets. |
| Security | Beacon describes its mobile processing as PCI-compliant and protected by end-to-end encryption. | Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure. |
| Support | Beacon advertises 24/7/365 U.S.-based technical support by phone at 877-986-4445. | The UK pricing page lists free digital AI-agent chat, £3.99 Standard digital or human-agent chat, and £15.99 Premium chat, call, or video appointments per month. |
| What it does | Beacon pairs its app with a compact card reader to let merchants accept credit and debit payments on a smartphone or tablet. | Viva.com provides business payment acceptance, accounts, card issuing and financing across European markets. |
Plans
Beacon Payments Mobile Payments
- Mobile PaymentsPriced on request
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
In their own words
Beacon Payments Mobile Payments
Beacon Payments Mobile Payments has no write-up on Specifiction yet; its figures are above.
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.