Best Money Moves vs BrightDime
Best Money Moves
bestmoneymoves.comBrightDime
brightdime.comSide by side
| Figure | Best Money Moves | BrightDime |
|---|---|---|
| Price from | — | $0.20/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 0 | 3 |
| Spec score · Employee Financial Wellness Software | 7.9 (#6) | 9.0 (#1) |
| Coaching | Users can connect with money coaches for personalized, one-on-one help with credit card debt, student loans, bankruptcy and other matters. | Employees can receive personalized one-on-one coaching for budgeting, debt, savings, retirement and major purchases through scheduled or on-demand sessions. |
| Integrations | The platform can integrate with existing HCM or HRIS systems, and its published APIs and SSO support platform partners pulling content or widgets. | BrightDime describes integration partnerships connecting its platform with HR, payroll, or financial platforms, without naming specific products on that page. |
| Security | Best Money Moves runs in AWS, is fully encrypted, and is certified SOC 2 Type 2 and HIPAA compliant by outside auditors. | BrightDime says it uses enterprise-grade security and encryption to protect financial information. |
Plans
BrightDime
- BrightDime EssentialsFree
- BrightDime Core$0.20 a month
- BrightDime Complete$1.50 a month
In their own words
Best Money Moves
Best Money Moves is a mobile-first financial wellness service designed to measure financial stress and help people manage their financial lives. It combines courses, more than 1,000 written and video resources, financial tools and personalized one-on-one coaching. Courses cover credit scores, budgeting and financial wellness; tools and journeys address student debt, college planning, credit building, medical debt, healthcare decisions and retirement readiness. Users can connect with selected financial products and services, as well as an employer’s benefits, and recommendations can reflect actions such as reading content, watching videos, taking journeys or working on a budget. Organizations can customize branding, employee groups, content, colors, tiles and benefits, run contests, and integrate with HCM or HRIS systems. The responsive service works on phones, tablets and desktops and is not downloaded from an app store. Version 3.0 supports white labeling, published APIs and SSO connections for partner platforms. Credit scores and access to Money Coaches and Financial Advisors are optional upgrades. Pricing is on request.
BrightDime
BrightDime provides workplace financial wellness programs that combine coaching, education, and digital tools. Its dashboard can connect banking, credit card, loan, retirement, and investment accounts to track progress toward financial goals. Coaching includes scheduled 15–30 minute video, phone, or private in-app chat sessions, plus on-demand in-app chat and SMS. BrightDime Complete adds a library of videos, tools, and educational content, along with an employee engagement strategy using emails, videos, webinars, QR codes, and other materials. Credit coaching covers utilization guidance and a personalized improvement plan; BrightDime says use of the service does not affect a user’s credit score. The company says sponsoring employers cannot see coaching session content or individual conversation details. Essentials is free for enterprise accounts with a minimum of 5,000 users. Core starts at $0.20 per user per month with a $250 monthly minimum. Complete starts at $1.50 per eligible user per month, also with a $250 minimum. One-on-one coaching and custom events are add-ons for Core; Essentials lists one-on-one coaching, account aggregation, and custom events as add-ons.