Best Money Moves vs My Secure Advantage

Best Money Moves is a mobile-first financial wellness service designed to measure financial stress and help people manage their financial lives. It combines courses, more than 1,000 written and video resources, financial tools and personalized one-on-one coaching. Courses cover credit scores, budgeting and financial wellness; tools and journeys address student debt, college planning, credit building, medical debt, healthcare decisions and retirement readiness. Users can connect with selected financial products and services, as well as an employer’s benefits, and recommendations can reflect actions such as reading content, watching videos, taking journeys or working on a budget. Organizations can customize branding, employee groups, content, colors, tiles and benefits, run contests, and integrate with HCM or HRIS systems. The responsive service works on phones, tablets and desktops and is not downloaded from an app store. Version 3.0 supports white labeling, published APIs and SSO connections for partner platforms. Credit scores and access to Money Coaches and Financial Advisors are optional upgrades. Pricing is on request.

My Secure Advantage provides workplace financial well-being services through one-on-one Money Coaching, digital tools, and financial education. Its online portal includes a personalized dashboard, budgeting tools, MSA Wallet, the AI coach Joy, credit and identity monitoring, and a resource library. A financial checkup measures well-being, stress, needs, and goals, then informs a personalized action plan available to coaches. MSA Wallet syncs with bank accounts and supports budgeting independently or with a Money Coach, without ads or third-party promotions. Education covers more than 45 financial topics through courses, live broadcasts, webinars, and personalized learning tracks, virtually or in person. Members also receive videos, articles, worksheets, a knowledge center, and more than 20 calculators. Optional tools include live chat, state-specific legal forms at no cost to members, screen sharing, and secure file sharing for over 200 file types. Credit and Social Security number monitoring is available 24/7 with fraud alerts and access to a credit score and report. Money Coaches provide guidance without selling financial products, typically in 30-minute consultations available Monday through Friday, 6:00 a.m. to 8:00 p.m. Pacific Time. Pricing is available by request.