Bilendo Risk vs Emagia Credit Risk Management

Bilendo Risk is web-based credit management software for configuring risk assessments, controlling credit limits and monitoring exposure. Customers can set scorecard parameters, weights and logic that combine internal payment experience with external reports. When a limit change is proposed, the person responsible for the relevant approval range must validate and release it before the limit is set. A customer view brings scores, reports, balance sheets, securities, insurance cover, utilisation and history together; configurable alerts can flag changes such as a lower risk class, reduced cover or rising days beyond terms. Connections include Allianz Trade, Atradius, Coface, Creditreform, Creditsafe, CRIF, Dun & Bradstreet and Bureau van Dijk. Integrations include SAP, DATEV and FibuNet, plus API, batch and file routes. Bilendo says customer data is stored and processed at AWS Germany in Frankfurt am Main, with encrypted connections. Pricing is on request and based on active credit limits; a free test account with example data is offered at the start of cooperation.

Emagia Credit Risk Management has no write-up on Specifiction yet; its figures are above.