Blockonomics vs CoinsPaid

Blockonomics is a decentralized crypto payment gateway for merchants, alongside a blockchain explorer and self-custodial payment tools. It supports Bitcoin (BTC), Bitcoin Cash (BCH), and USDT on ERC-20. For BTC and BCH, a wallet xPub generates a distinct payment address for each transaction; USDT is sent to the merchant’s supplied ERC-20 wallet address. Blockonomics says customer payments go straight to the merchant’s wallet and that it does not hold the funds. Merchants can connect through listed integrations including WHMCS, WordPress, PrestaShop, Telegram Shop Bot, and Invoice Ninja. The maker says some users can install plugins without coding, while custom integrations can use the REST API. API functions include address lookup, wallet and store management, payment tracking, payment buttons, and hosted checkout. The platform supports more than 150 fiat currencies and recurring payments. Accounts are free to create and do not require identity verification. The Merchants plan is free for the first 10 payments, then 1% on all payments; Bitcoin Address Lookup is also listed at free.

CoinsPaid is enterprise blockchain payment infrastructure for businesses and financial institutions handling digital asset transactions. Its Enterprise platform supports transactions, payments, exchange, merchant management, settlements, reconciliation, liquidity, compliance, and transaction monitoring. Financial institutions can use it to launch processing and custody services. CoinsPaid Console lets businesses operate custody, treasury, compliance, or exchange infrastructure in their own environment under their own license, with configurable modules, local keys and assets, permissions, approvals, and transaction controls. Payment connections include plugins for WooCommerce, OpenCart, Drupal, and Joomla, plus direct API integration; listed platforms also include Magento 2, PrestaShop, WordPress, and web. The service supports 20+ cryptocurrencies and conversion to a business bank account. Checkout choices include websites, apps, QR-based in-person payments, invoices, links, plugins, and REST API flows. Compliance workflows include AML and KYC screening, risk scoring, reporting, and on-chain checks before settlement. Pricing is on request.