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SPECIFICTION
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Bluecoins vs PocketSmith

Bluecoins

bluecoinsapp.com

PocketSmith

pocketsmith.com

Side by side

FigureBluecoinsPocketSmith
Price fromFree$9.99/mo
Free planYesYes
Free trial——
Open source——
Web—Yes
Windows—Yes
macOS—Yes
Linux—Yes
iOSYesYes
AndroidYesYes
API—Yes
Plans published27
Spec score · Expense Tracking7.6 (#13)8.9 (#5)
Spec score · Personal Finance Software7.4 (#148)9.5 (#2)
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Free planYesYes
HeadquartersTalisay City, PhilippinesDunedin, New Zealand
Mobile appsbothboth
Net-worth trackingYesYes
Report exportYesYes

Plans

Bluecoins

  • FreeFree
  • PremiumPrice not published

Bluecoins pricing →

PocketSmith

  • FreeFree
  • Foundation$14.95 a month
  • Flourish$24.95 a month
  • Fortune$39.95 a month
  • Foundation$119.88 a year
  • Flourish$199.92 a year
  • Fortune$319.92 a year

PocketSmith pricing →

In their own words

Bluecoins

Bluecoins has no write-up on Specifiction yet; its figures are above.

Visit bluecoinsapp.com

PocketSmith

PocketSmith is personal finance software for budgeting, monitoring accounts, and forecasting future balances. It connects to financial institutions for automatic imports and categorization, and also supports manual imports. Budget tools include a calendar, flexible periods, and what-if scenarios; reports cover income, expenses, net worth, and cash flow. Users can track accounts, assets, and liabilities across countries with currency conversion. Forecasting can show daily balances as far as 60 years ahead on the Fortune plan. The free plan includes two dashboards, 12 budgets, two accounts, and six months of projection. Foundation starts at $9.99 a month when billed annually. PocketSmith lists Android, iOS, web, desktop apps, and an API. Bank feeds are read-only and cannot move money in connected accounts. The service states that data is encrypted, two-factor authentication is available on every plan, and there are no ads or ad-tracking.

Visit pocketsmith.com